St. Clair County property record for 3757 Waterloo Rd, Waterloo, IL 62298 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1987 |
| Square Footage | 832 sqft Living Area |
| Lot Size | 247,421 sqft (5.68 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2018) |
| Tax Bill | $3,263.00 (2024) |
| Primary APN | 16-10-0-300-008 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 832 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame Construction |
| Lot Area | 247,421 sqft (5.68 acres) |
| Porch Area | 960 sqft Porch |
| Pole Structure | 576 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|
| Street Address | 3757 WATERLOO RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4409 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MILLSTADT TWP SEC 10 LOT/SEC-10-SUBL/TWP-2S-BLK/RG-9W PT SW 1/4 SEC 10 & PT NW 1/4 SEC 15 AS IN A02588821 EX PT IN RD IN BK 2 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 10 |
| Legal Subdivision | MILLSTADT TWP |
| Legal Block | 300 |
| Jurisdiction | ST CLAIR IL |
| Minor Civil Division | MILLSTADT |
| Census Blockgroup | 3 |
| Census Block | 3076 |
| Census Tract | 503203 |
Source: St. Clair County records · APN 16-10-0-300-008
Assessment roll updated August 28, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3757 WATERLOO RD, WATERLOO, IL 62298-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Dec 26, 2019 | Deed of Trust, Mortgage SCOTT CU |
| Aug 31, 2018 | Grant Deed, Transfer · Conventional Mortgage GERSHMAN MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Deed Doc Number | 20182588821 |
| Prior Transfer Date | Aug 30, 2018 |
| Prior Transfer Doc | 00A2588821 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 3757 WATERLOO RD, WATERLOO, IL 62298-4409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0A02810255 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | A02810255 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 3757 WATERLOO RD, WATERLOO, IL 62298-4409 |
| Document Number | 00A2637931 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3757 WATERLOO RD WATERLOO IL 622984409, WATERLOO, IL 62298-4409 |
| Document Number | 00A2637931 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 2637931 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 30, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 31, 2018 |
| Property Address | 3757 WATERLOO RD, WATERLOO, IL 62298-4409 |
| Document Number | 00A2588821 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 2588821 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 8 MILLER LN COLLINSVILLE IL 622341325, COLLINSVILLE, IL 62234-1325 |
| Document Number | A2588822 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 2588822 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Rate | 5.25% |
|---|
Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,263.00 (+37.68%) | $64,868 (+20.77%) Land $22,422 Building $42,446 | $194,604 (+20.77%) Land $67,266 Building $127,338 |
| 2022 | $53,712 Land $18,566 Building $35,146 | $161,136 Land $55,698 Building $105,438 | |
| 2019 | $2,370.00 |
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