San Luis Obispo County property record for 3785 la Panza Rd, Creston, CA 93432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1991 |
| Lot Size | 21.9 acres (953,963 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $500,000 (Dec 2002) |
| Tax Bill | $9,963 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-261-012 |
| Primary APN | 043-261-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,497 sqft |
| Year Built | Built 1991 |
|---|---|
| Construction Type | Wood |
| Lot Area | 953,963 sqft (21.9 acres) |
| Terrain | Other |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 3785 LA PANZA RD |
|---|---|
| City | CRESTON |
| State | CA |
| Zip | 93432-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | RAMONA AC 1 & 2 LT 59 LESS RD |
| Legal Subdivision | RAMONA ACRES 02 |
| Legal Lot Number | 59 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13100 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | PO BOX 235, CRESTON, CA 93432-0235 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2002 · Amount on Record |
| Deed Sale | Dec 19, 2002 · Amount on Record |
| Prior Sale | May 16, 2012 |
| Deed Document Number | 0000112580 |
| Last Transfer Date | May 20, 2014 |
| Transfer Doc | 0000019866 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3785 LA PANZA RD, CRESTON, CA 93432-9762 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3785 LA PANZA RD, CRESTON, CA 93432-9762 |
| Document Number | 0000079532 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021079532 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | TEMPLETON, CA 93465 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,963.00 (+4.93%) Homeowner's exemption | $879,313 (+4.04%) Land $440,929 Building $438,384 |
| 2023 | $9,495.00 (+1.27%) Homeowner's exemption | $845,170 Land $423,808 Building $421,362 |
| 2022 | $9,376.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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