3780 la Panza Rd, Creston, CA 93432 Property Records

San Luis Obispo County property record for 3780 la Panza Rd, Creston, CA 93432

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,440 sqft · built 1976
Lot Size	11.3 acres (492,663 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Sep 2021)
Tax Bill	$9,617 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-111-015`

Property Details

APN / Parcel Number

Primary APN	`043-111-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Lot Area	492,663 sqft (11.3 acres)
Terrain	Combination
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3780 LA PANZA RD
City	CRESTON
State	CA
Zip	93432-9762
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	RAMONA AC 1 & 2 LT 2
Legal Subdivision	RAMONA ACRES
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2213
Census Tract	10301

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3780 LA PANZA RD, CRESTON, CA 93432-9762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage MURPHY BANK
Sep 9, 2021	Grant Deed, Transfer · Conventional Mortgage SESLOC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Jun 10, 2005 · Amount on Record
Deed Document Number	2021062124
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3780 LA PANZA RD, CRESTON, CA 93432-9762
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3780 LA PANZA RD, CRESTON, CA 93432-9762

Mortgage

Document Number	0000003355
Date	Jan 15, 2021
Instrument	2021003355

Lender

Name	MURPHY BANK
Type	Bank
Address	FRESNO, CA 93704

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2036

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 9, 2021
Property Address	3780 LA PANZA RD, CRESTON, CA 93432-9762
Document Number	0000062124
Map Reference	MB 3 PG 72
Instrument Date	Sep 7, 2021
Instrument	2021062124
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 12010, SAN LUIS OBISPO, CA 93406-2010

Mortgage

Document Number	0000062125
Date	Sep 9, 2021
Instrument	2021062125

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,617.00 (+4.93%) Homeowner's exemption	$848,965 (+4.04%) Land $350,198 Building $498,767
2023	$9,165.00 (+1.27%) Homeowner's exemption	$816,000 Land $336,600 Building $479,400
2022	$9,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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