St. Mary's County property record for 37799 Apache Rd, Charlotte Hall, MD 20622
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,966 sqft · built 1997 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Sep 2019) |
| Tax Bill | $3,378 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-020484 |
| Primary APN | 05-020484 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,966 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 020484 |
|---|---|
| Street Address | 37799 APACHE RD |
| City | CHARLOTTE HALL |
| State | MD |
| Zip | 20622-3155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 13 PLAT 11/51 INDIAN CREEK ESTATES |
| Legal Subdivision | INDIAN CREEK ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 5, MECHANICSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 875100 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37799 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Prior Sale | Nov 8, 2005 · Amount on Record |
| Deed Book / Page | 5154 / 410 |
| Transfer Doc | 0016250226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 10, 2019 |
| Property Address | 37799 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0051540410 |
| Book / Page | 5154 / 410 |
| Map Reference | MB DBK 11 FO 51 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | SOUTHERN MARYLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 37799 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 5154418 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 5154/418 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,900 (+5.58%) | $402,100 (-) Land $115,500 Building $286,600 | |
| 2025 | $3,378.00 (+7.82%) Homeowner's exemption | $361,700 (+14.67%) | $402,100 (+17.75%) Land $115,500 Building $286,600 |
| 2023 | $3,133.00 Homeowner's exemption | $315,433 | $341,500 Land $110,700 Building $230,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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