St. Mary's County property record for 37795 Apache Rd, Charlotte Hall, MD 20622 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,124 sqft Total Area |
| Lot Size | 47,045 sqft (1.08 acres) |
| Garage | Basement, 624 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2018) |
| Tax Bill | $4,354.00 (2025) |
Source: St. Mary's County records · APN 05-015448
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37795 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 20, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 04, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WATERSTONE MORTGAGE CORP |
| Sep 06, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage WATERSTONE MORTGAGE CORP |
| Jun 22, 2017 | Grant Deed, Transfer BUYERS TITLE |
| Feb 15, 2017 | Grant Deed, Transfer AMERISTAR INFORMATION NETWORK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2018 · Amount on Record |
| Deed Sale | Sep 06, 2018 · Amount on Record |
| Prior Sale | Jun 22, 2017 · Amount on Record |
| Deed Book / Page | 4938 / 386 |
| Last Transfer Date | Feb 18, 2026 |
| Transfer Doc | 0068520024 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Feb 20, 2026 |
| Property Address | 37795 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0068520024 |
| Book / Page | 6852 / 24 |
| Map Reference | MB DBK 11 FO 51 |
| Instrument Date | Feb 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 37795 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 37795 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BUYER S TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0051520019 |
|---|---|
| Date | Sep 04, 2019 |
| Book Page | 5152/019 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 06, 2018 |
| Property Address | 37795 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0049380386 |
| Book / Page | 4938 / 386 |
| Map Reference | MB DBK11 FO51 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 37795 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0004938391 |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 4938/391 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jun 22, 2017 |
| Property Address | 37795 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0046710493 |
| Book / Page | 004671 / 000493 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2017 |
| Title Company | BUYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Feb 15, 2017 |
| Property Address | 37795 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0045880414 |
| Book / Page | 004588 / 000414 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | AMERISTAR INFORMATION NETWORK |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Investor | Possibly a Property Investor |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,633 (+5.77%) | $459,400 (-) Land $115,400 Building $344,000 | |
| 2025 | $4,354.00 (+7.45%) Homeowner's exemption | $411,867 (+11.1%) | $459,400 (+18.37%) Land $115,400 Building $344,000 |
| 2023 | $4,052.00 | $370,733 | $388,100 Land $110,600 Building $277,500 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 05-015448 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,124 sqft Total Area |
| Basement Area | 1,100 sqft Basement |
| Finished Basement | 1,100 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 47,045 sqft (1.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 624 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 168 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 015448 |
|---|---|
| Street Address | 37795 APACHE RD |
| City | CHARLOTTE HALL |
| State | MD |
| Zip | 20622-3155 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 PLAT 11/51 INDIAN CREEK ESTATES |
| Legal Subdivision | INDIAN CREEK ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | ST MARY'S MD |
| Minor Civil Division | 5, MECHANICSVILLE |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 875100 |
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