St. Mary's County property record for 37740 Apache Rd, Charlotte Hall, MD 20622
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,616 sqft · built 1976 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,000 (Nov 2021) |
| Tax Bill | $4,380 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-020492 |
| Primary APN | 05-020492 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,616 sqft Total Area |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 020492 |
|---|---|
| Street Address | 37740 APACHE RD |
| City | CHARLOTTE HALL |
| State | MD |
| Zip | 20622-3155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 8 PLAT 11/51 INDIAN CREEK ESTATES |
| Legal Subdivision | INDIAN CREEK ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 5, MECHANICSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 875100 |
Source: St. Mary's County records · APN 05-020492
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37740 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on Record |
| Deed Sale | Nov 15, 2021 · Amount on Record |
| Prior Sale | Apr 23, 2014 · Amount on Record |
| Deed Book / Page | 5985 / 282 |
| Prior Transfer Date | Jul 30, 2013 |
| Prior Transfer Doc | 0039380503 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Nov 15, 2021 |
| Property Address | 37740 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0059850282 |
| Book / Page | 5985 / 282 |
| Map Reference | MB 11 PL 51 |
| Instrument Date | Oct 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37740 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0005985291 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 5985/291 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,633 (+8.26%) | $463,500 (-) Land $115,000 Building $348,500 | |
| 2025 | $4,380.00 (+17.55%) | $397,767 (+17.09%) | $463,500 (+27.02%) Land $115,000 Building $348,500 |
| 2023 | $3,726.00 | $339,700 | $364,900 Land $110,200 Building $254,700 |
Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 66 locations within half a mile of this property.
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