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37730 Apache Rd, Charlotte Hall, MD 20622 Property Records

St. Mary's County property record for 37730 Apache Rd, Charlotte Hall, MD 20622

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,374 sqft · built 1975
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Oct 2021)
Tax Bill$5,993 (2025)
Deeds & MortgagesSep 2023 Transfer
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-015375

Property Details

APN / Parcel Number

Primary APN05-015375
Alternative APNs
  • 5015375
  • 015375

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,374 sqft Total Area
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Foyer
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft
PorchSlab
Porch Area120 sqft
Deck Area312 sqft
Stable480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number015375
Street Address37730 APACHE RD
CityCHARLOTTE HALL
StateMD
Zip20622-3155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRNC
Legal DescriptionLOT 7 PLAT 11/51 INDIAN CREEK ESTATES
Legal SubdivisionINDIAN CREEK ESTATES
Legal Lot Number7
JurisdictionST MARY'S MD
Township / Civil Division5, MECHANICSVILLE
Census Block Group3
Census Block3002
Census Tract875100

Owner

Source: St. Mary's County records · APN 05-015375

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address37730 APACHE RD, CHARLOTTE HALL, MD 20622-3155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Intrafamily Transfer, Transfer
Oct 25, 2021Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Prior SaleFeb 18, 2004 · Amount on Record
Deed Book / Page5960 / 27
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST MARY'S MD
Recording DateSep 28, 2023
Property Address37730 APACHE RD, CHARLOTTE HALL, MD 20622-3155
Document Number0064050469
Book / Page6405 / 469
Map ReferenceMB DBK 11 FO 51
Instrument DateSep 18, 2023
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address37730 APACHE RD, CHARLOTTE HALL, MD 20622-3155

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateOct 25, 2021
Property Address37730 APACHE RD, CHARLOTTE HALL, MD 20622-3155
Document Number0059600027
Book / Page5960 / 27
Map ReferenceMB DBK 11 FO 51
Instrument DateSep 03, 2021
Transaction TypeTransfer
Record UpdatedNov 10, 2021
Title CompanyBAYVIEW TITLE, BAYVIEW TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address37730 APACHE RD, CHARLOTTE HALL, MD 20622-3155

Mortgage

Document Number596032
DateOct 25, 2021
Instrument5960/32
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$624,767 (+71.59%)$659,400 (+62.69%) Land $115,000 Building $544,400
2025$5,993.00 (+50.5%) Homeowner's exemption
2023$3,982.00$364,100$405,300 Land $110,200 Building $295,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), as of May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378751003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2020 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 66 locations within half a mile of this property.

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