St. Mary's County property record for 37700 Apache Rd, Charlotte Hall, MD 20622 · Last verified August 2026
| Property Type | Other > Exempt (Full or Partial) |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,496 sqft Total Area |
| Lot Size | 46,174 sqft (1.06 acres) |
| Garage | Detached, 900 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2020) |
| Tax Bill | $165.00 (2025) |
| Primary APN | 05-020530 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,496 sqft Total Area |
| Basement Area | 624 sqft Basement |
| Finished Basement | 624 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 46,174 sqft (1.06 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 900 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 720 sqft Pool |
| Deck Area | 570 sqft Deck |
| Patio Area | 160 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 160 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 020530 |
|---|---|
| Street Address | 37700 APACHE RD |
| City | CHARLOTTE HALL |
| State | MD |
| Zip | 20622-3155 |
| Property Usage | Other Property Usage |
| Type | Other > Exempt (Full or Partial) |
| Legal Description | LOT 4 INDIAN CREEK ESTATES |
| Legal Subdivision | INDIAN CREEK ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | ST MARY'S MD |
| Minor Civil Division | 5, MECHANICSVILLE |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 875100 |
Source: St. Mary's County records · APN 05-020530
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37700 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 29, 2020 | Deed, Transfer · Veterans Administration Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 08, 2019 | Special Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK OF THE CHESAPEAKE |
| Mar 07, 2018 | Deed in Lieu of Foreclosure, Foreclosure FREESTATE TITLE CNSLTS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | Jan 08, 2019 · Amount on Record |
| Deed Book / Page | 5382 / 370 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 37700 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0067610356 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 6761/356 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 37700 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 37700 APACHE RD, CHARLOTT HALL, MD 20622-3155 |
| Document Number | 0056540350 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5654/350 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jun 29, 2020 |
| Property Address | 37700 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0053820370 |
| Book / Page | 5382 / 370 |
| Map Reference | LB DBK 11 FO 51 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 37700 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0005382376 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 5382/376 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jan 08, 2019 |
| Property Address | 37700 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0050080292 |
| Book / Page | 5008 / 292 |
| Map Reference | LB DBK11 FO 51 |
| Instrument Date | Dec 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SOUTHERN MARYLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,105.36 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493 |
| Name | Verified Name |
|---|---|
| Address | 9205 DUBOIS RD, CHARLOTTE HALL, MD 20622-3632 |
| Document Number | 0005008298 |
|---|---|
| Date | Jan 08, 2019 |
| Instrument | 5008/298 |
| Name | COMMUNITY BANK OF THE CHESAPEAKE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 07, 2018 |
| Property Address | 37700 APACHE RD, CHARLOTTE HALL, MD 20622-3155 |
| Document Number | 0048280096 |
| Book / Page | 004828 / 000096 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 19, 2018 |
| Title Company | FREESTATE TITLE CNSLTS LLC |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,867 (+31.27%) | $527,800 (+28.42%) Land $115,300 Building $412,500 | |
| 2025 | $165.00 (-95.94%) Homeowner's exemption | ||
| 2023 | $4,069.00 | $372,400 | $411,000 Land $110,500 Building $300,500 |
37700 Apache Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Mary's County (24037C), updated May 14, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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