37710 Apache Rd, Charlotte Hall, MD 20622 Property Records

St. Mary's County property record for 37710 Apache Rd, Charlotte Hall, MD 20622

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,347 sqft · built 1975
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Sep 2006)
Tax Bill$3,527 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-021057

Property Details

APN / Parcel Number

Primary APN05-021057
Alternative APNs
  • 5021057
  • 021057

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,347 sqft Total Area
Basement Area633 sqft
Finished Basement633 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area350 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number021057
Street Address37710 APACHE RD
CityCHARLOTTE HALL
StateMD
Zip20622-3155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRNC
Legal DescriptionLOT 5 PLAT 11/51 INDIAN CREEK ESTATES
Legal SubdivisionINDIAN CREEK ESTATES
Legal Lot Number5
JurisdictionST MARY'S MD
Township / Civil Division5, MECHANICSVILLE
Census Block Group3
Census Block3002
Census Tract875100

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38237 DUBLIN CT, MECHANICSVILLE, MD 20659-4201
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2006 · Amount on Record
Deed SaleSep 29, 2006 · Amount on Record
Prior SaleAug 3, 2004 · Amount on Record
Deed Document Number2006831
Deed Book / Page2864 / 594
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address37710 APACHE RD, CHARLOTTE HALL, MD 20622-3155
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyTRI COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055380118
DateNov 13, 2020
Book Page5538/118
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,533 (+19.03%)$357,700 (+20.36%) Land $115,000 Building $242,700
2025$3,527.00 (+12.43%)
2023$3,137.00$283,567$297,200 Land $110,200 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Apache Rd

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