3770 Toedebusch Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 3770 Toedebusch Rd, Defiance, MO 63341

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 3.5 ba · 9,039 sqft · built 2019
Lot Size	6.71 acres (292,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,108 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T191200009`

Property Details

APN / Parcel Number

Primary APN	`T191200009`
Alternative APN	`3-0055-S033-00-0001.1120000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	9,039 sqft Gross Area
1st Floor Area	3,887 sqft
Basement Area	3,887 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	292,680 sqft
Garage Type	Attached
Garage Area	1,265 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	T191200009
Street Address	3770 TOEDEBUSCH RD
City	DEFIANCE
State	MO
Zip	63341-1501
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SUR 424 & PT NW FRL 1/4 NE1/4
Legal Subdivision	AMENDED PLAT OF WHITE IF ERON ESTATES
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2039
Census Tract	312206

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3770 TOEDEBUSCH RD, DEFIANCE, MO 63341-1501
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
Nov 6, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Nov 19, 2020	Deed of Trust, Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 10, 2022
Transfer Doc	0000044687
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3770 TOEDEBUSCH RD, DEFIANCE, MO 63341-1501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071500561
Date	Sep 26, 2019
Book Page	7150/0561
Instrument	20190926000530460

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3770 TOEDEBUSCH RD, DEFIANCE, MO 63341-1501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071770542
Date	Nov 6, 2019
Book Page	7177/0542
Instrument	20191106000633850

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3770 TOEDEBUSCH RD, DEFIANCE, MO 63341-1501
Document Number	0000090683
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3770 TOEDEBUSCH RD DEFIANCE MO 633411501, DEFIANCE, MO 63341-1501

Mortgage

Document Number	0000090683
Date	Nov 20, 2020
Instrument	90683

Lender

Name	PEOPLES BK
Type	Bank
Address	TROY, MO 63379

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,228 (-)	$1,064,997 (-) Land $61,936 Building $1,003,061
2025	$12,108.00	$202,228 (+7.27%)	$1,064,997 (+7.26%) Land $61,936 Building $1,003,061
2023		$188,526
2022			$992,876 Land $61,936 Building $930,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Verizon, Wisper ISP.

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