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3725 Toedebusch Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 3725 Toedebusch Rd, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 3,104 sqft · built 2018
Lot Size2.31 acres (100,972 sqft)
Owner2 Individual Names on Record
Last Sale$808,950 (Jul 2019)
Tax Bill$13,007 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNT171200024

Property Details

APN / Parcel Number

Primary APNT171200024
Alternative APN
  • 3-0046-C428-00-0007.0000000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,104 sqft Living Area
Basement Area3,088 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Lot Area100,972 sqft (2.31 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT171200024
Street Address3725 TOEDEBUSCH RD
CityDEFIANCE
StateMO
Zip63341-1509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE HERON ESTS #1 AMEND LOT 7 (T171200025)
Legal Range02E
Legal Township46N
Legal SubdivisionWHITE HERON ESTS #1 AMEND
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2039
Census Tract312206

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3725 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2019Warranty Deed, Subdivision Related Transfer
BANK OF AMERICA
Oct 9, 2018Trustee's Deed, Construction Loan · Line of Credit
ROCKWOOD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2019 · Amount on Record
Deed SaleJul 16, 2019 · Amount on Record
Deed Document Number0071051296
Deed Book / Page7105 / 1296
Record UpdatedJun 8, 2026

July 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 16, 2019
Property Address3725 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
Document Number0071051296
Book / Page007105 / 001296
Instrument DateJul 10, 2019
Instrument359460
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 8, 2019
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3725 TOEDEBUSCH RD DEFIANCE MO 633411509, DEFIANCE, MO 63341-1509

Mortgage

Document Number71051298
DateJul 16, 2019
Book Page007105/001298
Instrument359470
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJul 15, 2049

October 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST CHARLES MO
Recording DateOct 9, 2018
Property Address3725 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
Document Number0069871962
Book / Page006987 / 001962
Instrument DateOct 9, 2018
Instrument576460
Transaction TypeConstruction Loan
Record UpdatedOct 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4308 DIANNA LN WENTZVILLE MO 633856242, WENTZVILLE, MO 63385-6242

Mortgage

Document Number69871962
DateOct 9, 2018
Book Page006987/001962
Instrument576460
Lender
NameROCKWOOD BK
TypeBank
AddressWILDWOOD, MO 63040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 8, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,007.00$217,247 (+16.54%)$1,143,410 (+16.54%) Land $162,260 Building $981,150
2023$186,420
2022$981,158 Land $139,080 Building $842,078

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50

May also be available: Verizon, Wisper ISP.

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