3729 Toedebusch Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 3729 Toedebusch Rd, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 5,371 sqft · built 2017
Lot Size	3.17 acres (138,259 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,156,600 (Dec 2017)
Tax Bill	$15,605 (2025)
Deeds & Mortgages	Apr 2026 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T171200026`

Property Details

APN / Parcel Number

Primary APN	`T171200026`
Alternative APN	`3-0130-C428-00-0008.0000000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,371 sqft Living Area
Gross Area	7,279 sqft
1st Floor Area	3,171 sqft
Basement Area	3,109 sqft
Finished Basement	2,200 sqft
Unfinished Basement	909 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	138,259 sqft (3.17 acres)
Garage Type	Attached
Garage Area	999 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Account Number	T171200026
Street Address	3729 TOEDEBUSCH RD
City	DEFIANCE
State	MO
Zip	63341-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE HERON ESTS #1 AMEND LOT 8
Legal Subdivision	WHITE HERON ESTS #1 AMEND
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2039
Census Tract	312206

Owner

Source: St. Charles County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3729 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Dec 20, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES SVGS BK/RHINELAND
Dec 28, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	2017798060
Deed Book / Page	6859 / 740
Last Transfer Date	Feb 26, 2026
Transfer Doc	0000016443
Record Updated	Jun 8, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 9, 2026
Property Address	3729 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
Document Number	0000016443
Instrument Date	Feb 26, 2026
Instrument	202616443
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3729 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509

Mortgage

Document Number	2021R026270
Date	Mar 25, 2021
Instrument	2021R-026270

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3729 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
Document Number	0070180971
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	565 HIGHFIELD DR ST CHARLES MO 633047143, ST CHARLES, MO 63304-7143

Mortgage

Document Number	0070180971
Date	Dec 26, 2018
Book Page	007018/000971
Instrument	715590

Lender

Name	PEOPLES SVGS BK/RHINELAND
Type	Federal Savings Bank
Address	HERMANN, MO 65041

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 28, 2017
Property Address	3729 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
Document Number	0068590740
Book / Page	6859 / 0740
Map Reference	MB 49 PG 74
Instrument Date	Dec 20, 2017
Instrument	20171228000798060
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4308 DIANNA LN, 4308, WENTZVILLE, MO 63385-6242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509

Mortgage

Document Number	20171228000798070
Date	Dec 28, 2017
Instrument	20171228000798070

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,605.00 (+10.81%)	$260,637 (+14.15%)	$1,371,768 (+14.15%) Land $222,180 Building $1,149,588
2024	$14,083.00
2023		$228,320
2022			$1,201,675 Land $190,440 Building $1,011,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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