3701 Toedebusch Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 3701 Toedebusch Rd, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 7,744 sqft · built 1997
Lot Size	2.86 acres (124,582 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,385,000 (May 2022)
Tax Bill	$15,377 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`T131200002`

Property Details

APN / Parcel Number

Primary APN	`T131200002`
Alternative APN	`3-0130-0424-00-0005.0140000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	7,744 sqft Living Area
Gross Area	10,229 sqft
1st Floor Area	3,882 sqft
Basement Area	3,746 sqft
Finished Basement	2,608 sqft
Unfinished Basement	1,138 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	124,582 sqft
Garage Type	Attached
Garage Area	1,347 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	T131200002
Street Address	3701 TOEDEBUSCH RD
City	DEFIANCE
State	MO
Zip	63341-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NE FRL1/4 & PT SUR 424
Legal Subdivision	THE KNOLLS PLAT TWO
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2039
Census Tract	312206

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3701 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANK CENTRE
Aug 27, 2020	Warranty Deed, Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	202230366
Prior Transfer Date	Jan 26, 2017
Prior Transfer Doc	0000063940
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 31, 2022
Property Address	3701 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
Document Number	0000030366
Instrument Date	May 23, 2022
Instrument	2022R-030366
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3701 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3701 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509

Mortgage

Document Number	0000030367
Date	May 31, 2022
Instrument	2022R-030367

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	Other
Max Rate	8.5%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 27, 2020
Property Address	3701 TOEDEBUSCH RD, DEFIANCE, MO 63341-1509
Document Number	0073830244
Book / Page	007383 / 000244
Instrument Date	Aug 20, 2020
Instrument	626790
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3701 TOEDEBUSCH RD DEFIANCE MO 633411509, DEFIANCE, MO 63341-1509

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,829 (-)	$1,351,729 (-) Land $200,200 Building $1,151,529
2025	$15,377.00 (+5.69%)	$256,829 (+8.88%)	$1,351,729 (+8.88%) Land $200,200 Building $1,151,529
2024	$14,549.00
2023		$235,879
2022			$1,241,472 Land $171,600 Building $1,069,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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