Warren County property record for 3770 Lost Willow Dr, Mason, OH 45040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,780 sqft · built 2003 |
| Lot Size | 0.485 acres (21,127 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,633 (Jun 2004) |
| Tax Bill | $7,234 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2021 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-32-452-005-0 |
| Primary APN | 12-32-452-005-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,780 sqft Living Area |
| Gross Area | 3,198 sqft |
| 1st Floor Area | 1,360 sqft |
| 2nd Floor Area | 710 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 21,127 sqft (0.485 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1134096 |
|---|---|
| Street Address | 3770 LOST WILLOW DR |
| City | MASON |
| State | OH |
| Zip | 45040-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKS/CROOKED TREE 6C LOT 246 |
| Legal Subdivision | OAKS/CROOKED TREE 6C |
| Legal Block | 96 |
| Legal Lot Number | 246 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | MASON |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 31907 |
3770 Lost Willow Dr is owned and occupied by two individuals who acquired it in November 2024.
Source: Warren County records, as of May 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Nov 26, 2024 | Transfer on Death Deed, Transfer |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 22, 2020 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MTG |
| Feb 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2004 · Amount on File |
| Deed Sale | Jun 23, 2004 · Amount on File |
| Deed Document Number | 2004483462 |
| Deed Book / Page | 3574 / 785 |
| Last Transfer Date | Nov 20, 2024 |
| Transfer Doc | 0000026940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | KINGDOM TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000046511 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-046511 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 287 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016973 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021-016973 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 290 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 3, 2026 |
| Property Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Document Number | 0000008848 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 20268848 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Document Number | 0000008848, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 20268848 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Nov 26, 2024 |
| Property Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Document Number | 0000026940 |
| Map Reference | MB 62 PG 74&75 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 2024-026940 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Title Company | KINGDOM TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021046511 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-046511 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 287 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021016973 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021-016973 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 290 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Document Number | 0000003011 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3770 LOST WILLOW DR MASON OH 450402522, MASON, OH 45040-2522 |
| Document Number | 0000003011 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 3011 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 27, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Document Number | 0000005139 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3770 LOST WILLOW DR MASON OH 450402522, MASON, OH 45040-2522 |
| Document Number | 0000005139 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 5139 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3770 LOST WILLOW DR, MASON, OH 45040-2522 |
| Document Number | 0000028502 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3770 LOST WILLOW DR MASON OH 450402522, MASON, OH 45040-2522 |
| Document Number | 0000028502 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 28502 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2048 |
The 2025 property tax bill for 3770 Lost Willow Dr was $7,234, down 0.5% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| Municipality | Mason City |
| Unified School District | Mason City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,234.00 (-0.48%) | $179,120 Land $35,000 Building $144,120 | $511,780 Land $100,000 Building $411,780 |
| 2024 | $7,269.00 (+13.7%) | ||
| 2023 | $6,393.00 (+1.32%) Homeowner's exemption | $133,077 (-) Land $19,250 Building $113,827 | |
| 2022 | $6,310.00 Homeowner's exemption | $133,077 Land $19,250 Building $113,827 | $380,220 (-) Land $55,000 Building $325,220 |
| 2021 | $380,220 Land $55,000 Building $325,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3770 Lost Willow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3770 Lost Willow Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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