3705 45th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3705 45th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,904 sqft · built 2000
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,000 (May 2017)
Tax Bill	$5,943 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-032-003-30`

Property Details

APN / Parcel Number

Primary APN	`18-032-003-30`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,890 sqft
Basement Area	1,890 sqft
Unfinished Basement	1,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	108,029 sqft (2.48 acres)
Garage Area	882 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3705 45TH ST
City	HAMILTON
State	MI
Zip	49419-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT E 1/4 COR TH N 87 DEG 51'44 W 2274.09' TO POB TH CONT N 87 DEG 51'44 W 359.32' TH N 300.26' TH S 87 DEG 51'44 E
Legal Range	14W
Legal Township	04N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	1
Census Block	1050
Census Tract	30301

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3705 45TH ST, HAMILTON, MI 49419-9788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Deed Book / Page	4136 / 749
Last Transfer Date	Apr 15, 2025
Transfer Doc	005025/493
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 4, 2017
Property Address	3705 45TH ST, HAMILTON, MI 49419-9788
Document Number	4136/749
Book / Page	4136 / 749
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,597.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3705 45TH ST, 3705, HAMILTON, MI 49419-9788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 45TH ST, HAMILTON, MI 49419-9788

Mortgage

Document Number	4136751
Date	May 4, 2017
Instrument	4136/751

Lender

Name	MACATAWA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,100 (+15.85%) Land $45,000 Building $180,100	$450,200 (+15.85%) Land $90,000 Building $360,200
2025	$5,943.00 (+22.97%)
2023		$194,300 Land $31,000 Building $163,300	$388,600 Land $62,000 Building $326,600
2022	$4,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20