3755 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3755 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,746 sqft · built 2006
Lot Size0.257 acres (11,238 sqft)
OwnerOwner Name on File
Last Sale$349,500 (Nov 2006)
Tax Bill$3,613 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN120552

Property Details

APN / Parcel Number

Primary APN120552
Alternative APN
  • 152630070000011880

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,746 sqft Heated Area
Gross Area3,281 sqft
1st Floor Area2,746 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.257 acres)
Garage TypeFinished
Garage Area454 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area81 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number120552
Street Address3755 CEDAR HAMMOCK TRL
CitySAINT CLOUD
StateFL
Zip34772-8735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 188
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number188
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2023
Census Tract43208

Owner

Source: Osceola County records · APN 120552

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address3755 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2006 · Amount on Record
Deed SaleNov 29, 2006 · Amount on Record
Deed Document Number2006282245
Deed Book / Page3343 / 0259
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3755 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735
Transaction TypeMortgage
Record UpdatedNov 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3755 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735

Mortgage

Document Number0068521878
DateSep 24, 2025
Book Page6852/1878
Instrument2025117393
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressTEMPE, AZ 85288
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 01, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,613.00 (+10.02%) Homeowner's exemption Widower's exemption$149,029 (+5.99%)$394,100 (+9.59%) Land $85,000 Building $309,100
2023$3,284.00 (+4.25%) Homeowner's exemption Widower's exemption$140,611 (+3%)$359,600 (+10.78%) Land $75,000 Building $284,600
2022$3,150.00 Homeowner's exemption Widower's exemption$136,516$324,600 Land $70,000 Building $254,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,190 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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