3763 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3763 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	3,257 sqft Heated Area
Lot Size	11,238 sqft (0.257 acres)
Occupancy	Owner Occupied
Last Sale	$475,000 (2022)
Tax Bill	$8,599.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`120554`
Alternative APN	`152630070000011900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,257 sqft Heated Area
Gross Area	3,858 sqft Gross Area
1st Floor	1,408 sqft 1st Floor
Upper Floors	1,849 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,238 sqft (0.257 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	441 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	120554
Street Address	3763 CEDAR HAMMOCK TRL
City	SAINT CLOUD
State	FL
Zip	34772-8735
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 190
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	190
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2023
Census Tract	43208

Owner

Source: Osceola County records · APN 120554

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3763 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2022 · Amount on Record
Deed Sale	Aug 01, 2022 · Amount on Record
Prior Sale	Apr 12, 2006 · Amount on Record
Deed Doc Number	2022117563
Deed Book / Page	6261 / 581
Record Refreshed	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 01, 2022
Property Address	3763 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735
Document Number	0062610581
Book / Page	6261 / 581
Map Reference	MB 16 PG 34
Instrument Date	Jul 29, 2022
Instrument	2022117563
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, TICON TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4360 LA SALLE AVE, 4360, SAINT CLOUD, FL 34772-8121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3763 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735

Mortgage

Document Number	0006261583
Date	Aug 01, 2022
Instrument	6261/583

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,599.00 (+7.19%) Homeowner's exemption	$422,570 (+5.99%)	$436,200 (+9.41%) Land $85,000 Building $351,200
2023	$8,022.00 (+11.98%) Homeowner's exemption	$398,700 (+10.78%) Land $75,000 Building $323,700	$398,700 (+10.78%) Land $75,000 Building $323,700
2022	$7,164.00	$359,900 Land $70,000 Building $289,900	$359,900 Land $70,000 Building $289,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.