Osceola County property record for 3747 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,257 sqft · built 2006 |
| Lot Size | 0.239 acres (10,410 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Feb 2017) |
| Tax Bill | $6,173 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-26-30-0700-0001-1860 |
| Primary APN | 15-26-30-0700-0001-1860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,257 sqft Living Area |
| Gross Area | 3,808 sqft |
| 1st Floor Area | 1,408 sqft |
| Upper Floors Area | 1,849 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,410 sqft (0.239 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3747 CEDAR HAMMOCK TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 186 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 1860 |
| Legal Lot Number | 186 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 43208 |
Source: Osceola County records · APN 15-26-30-0700-0001-1860
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3747 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Feb 28, 2017 | Warranty Deed, Transfer · FHA Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on Record |
| Deed Sale | Feb 28, 2017 · Amount on Record |
| Prior Sale | Jul 01, 2016 |
| Deed Document Number | 201731762 |
| Deed Book / Page | 5108 / 2480 |
| Last Transfer Date | Feb 07, 2018 |
| Transfer Doc | 0052870993 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 16, 2018 |
| Property Address | 3747 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735 |
| Document Number | 0052870993 |
| Book / Page | 5287 / 0993 |
| Map Reference | MB2453 PG1967 |
| Instrument Date | Feb 07, 2018 |
| Instrument | 2018027271 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3747 CEDAR HAMMOCK TRL, 3747, SAINT CLOUD, FL 34772-8735 |
| Name | Verified Name |
|---|---|
| Address | 3747 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735 |
| Document Number | 2018027272 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 2018027272 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 3747 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735 |
| Document Number | 0051082480 |
| Book / Page | 5108 / 2480 |
| Map Reference | MB16 PG34-41 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2017031762 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3747 CEDAR HAMMOCK TRL, 3747, SAINT CLOUD, FL 34772-8735 |
| Name | Verified Name |
|---|---|
| Address | 3747 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735 |
| Document Number | 0051082481 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 5108/2481 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,173.00 (+2.42%) Homeowner's exemption | $287,028 (+7.02%) | $435,600 (+9.94%) Land $85,000 Building $350,600 |
| 2024 | $6,027.00 (+6.26%) | ||
| 2023 | $5,672.00 (+5.21%) Homeowner's exemption | $268,189 (+3%) | $396,200 (+10.76%) Land $75,000 Building $321,200 |
| 2022 | $5,391.00 Homeowner's exemption | $260,378 | $357,700 Land $70,000 Building $287,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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