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3746 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3746 Cedar Hammock Trl, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,895 sqft · built 2006
Lot Size0.219 acres (9,583 sqft)
OwnerCompany Name on Record
Last Sale$170,000 (May 2015)
Tax Bill$6,867 (2025)
Deeds & MortgagesMay 2023 Transfer
Flood ZoneZone X (minimal risk)
APN120477

Property Details

APN / Parcel Number

Primary APN120477
Alternative APN
  • 152630070000011130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,895 sqft Heated Area
Gross Area2,591 sqft
1st Floor Area1,895 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area255 sqft
FenceFence
Shed1 Shed
Shed Area49 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number120477
Street Address3746 CEDAR HAMMOCK TRL
CitySAINT CLOUD
StateFL
Zip34772-8731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 113
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number113
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address3746 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8731
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleMay 20, 2015 · Amount on Record
Deed SaleMay 20, 2015 · Amount on Record
Prior SaleMay 20, 2015 · Amount on Record
Deed Document Number0047820082
Deed Book / Page4782 / 0082
Last Transfer DateMay 15, 2023
Transfer Doc0064062189
Record UpdatedJun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 15, 2023
Property Address3746 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8731
Document Number0064062189
Book / Page6406 / 2189
Map ReferenceMB 16 PG 34-41
Instrument DateMay 12, 2023
Instrument2023061349
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3746 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8731

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address3746 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8731

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,867.00 (+9.68%) Homeowner's exemption$325,800 (+10.37%) Land $85,000 Building $240,800$325,800 (+10.37%) Land $85,000 Building $240,800
2023$6,261.00 (+10.02%)$295,200 (+10.56%) Land $75,000 Building $220,200$295,200 (+10.56%) Land $75,000 Building $220,200
2022$5,691.00$267,000 Land $70,000 Building $197,000$267,000 Land $70,000 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
CenturyLink
Fiber		100 / 100

May also be available: Verizon.

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