3745 Ranch Crest Dr, Reno, NV 89509 Property Records

Washoe County property record for 3745 Ranch Crest Dr, Reno, NV 89509

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 1992
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,000 (May 2019)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-312-09`

Property Details

APN / Parcel Number

Primary APN	`041-312-09`
Alternative APN	`79959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,183 sqft
1st Floor Area	1,659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	90 sqft
Deck Area	84 sqft
Patio Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3745 RANCH CREST DR
City	RENO
State	NV
Zip	89509-6871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CAUGHLIN RIDGES 1 VISTA POINTE LT 9 BLK B
Legal Subdivision	CAUGHLIN RIDGES 1 VISTA POINT
Legal Block	B
Legal Lot Number	9
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	2
Census Block	2008
Census Tract	1105

Owner

Source: Washoe County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3745 RANCH CREST DR, RENO, NV 89509-6871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 4, 2020	Deed of Trust, Mortgage VETERANS UNITED HM LNS
May 31, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Nov 30, 1995 · Amount on Record
Deed Document Number	20194916356
Prior Transfer Date	Nov 17, 1995
Prior Transfer Doc	0001946601
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3745 RANCH CREST DR, RENO, NV 89509-6871
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3745 RANCH CREST DR, RENO, NV 89509-6871

Mortgage

Document Number	0005413695
Date	Oct 23, 2023
Instrument	5413695

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3745 RANCH CREST DR, RENO, NV 89509-6871
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005150132
Date	Mar 8, 2021
Instrument	5150132

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3745 RANCH CREST DR, RENO, NV 89509-6871
Document Number	0005029019
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS-RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3745 RANCH CREST DR RENO NV 895096871, RENO, NV 89509-6871

Mortgage

Document Number	0005029019
Date	May 13, 2020
Instrument	5029019

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	May 31, 2019
Property Address	3745 RANCH CREST DR, RENO, NV 89509-6871
Document Number	0004916356
Instrument Date	May 22, 2019
Instrument	4916356
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	FIRST CENTENNIAL - RENO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,705.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	745 RANCH CREST DR RENO NV 89509, RENO, NV 89509

Mortgage

Document Number	4916357
Date	May 31, 2019
Instrument	4916357

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,529 (+0.82%) Land $57,750 Building $67,779
2025	$2,438.00 (-20.72%)	$124,511 (+0.21%) Land $55,125 Building $69,386	$355,747 (+0.21%) Land $157,500 Building $198,247
2023	$3,075.00	$124,255 Land $57,435 Building $66,820	$355,013 (+39.42%) Land $164,100 Building $190,913
2021			$254,630 Land $95,000 Building $159,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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