3725 Ranch Crest Dr, Reno, NV 89509 Property Records

Washoe County property record for 3725 Ranch Crest Dr, Reno, NV 89509

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,148 sqft · built 1992
Lot Size	0.185 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Jun 1996)
Tax Bill	$3,627 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Aug 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-312-10`

Property Details

APN / Parcel Number

Primary APN	`041-312-10`
Alternative APN	`79960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,148 sqft Living Area
1st Floor Area	2,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.185 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	76 sqft
Deck Area	52 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	79960
Street Address	3725 RANCH CREST DR
City	RENO
State	NV
Zip	89509-6871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CAUGHLIN RIDGES 1 VSTA PT LT 10 BLK B
Legal Range	19
Legal Township	19
Legal Subdivision	CAUGHLIN RIDGES 1 VISTA POINT
Legal Block	B
Legal Lot Number	10
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	2
Census Block	2008
Census Tract	1105

Owner

3725 Ranch Crest Dr is owned and occupied by an individual who acquired it in February 2018.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3725 RANCH CREST DR, RENO, NV 89509-6871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 24, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 1, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 1, 2018	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 1996 · Amount on File
Deed Sale	Jun 20, 1996 · Amount on File
Prior Sale	Jan 5, 2009
Deed Document Number	0002005878
Deed Book / Page	041
Last Transfer Date	Feb 1, 2018
Transfer Doc	0004784889
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3725 RANCH CREST DR, RENO, NV 89509-6871
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3725 RANCH CREST DR, RENO, NV 89509-6871

Mortgage

Document Number	0005218458
Date	Aug 24, 2021
Instrument	5218458

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	5%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3725 RANCH CREST DR, RENO, NV 89509-6871
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3725 RANCH CREST DR, RENO, NV 89509-6871

Mortgage

Document Number	0005218459
Date	Aug 24, 2021
Instrument	5218459

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	2.88%
Type Change Date	Feb 11, 2022
Index	Other

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3725 RANCH CREST DR, RENO, NV 89509-6871
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3725 RANCH CREST DR, RENO, NV 89509-6871

Mortgage

Document Number	0005136036
Date	Feb 1, 2021
Instrument	5136036

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year LIBOR

February 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	WASHOE NV
Recording Date	Feb 1, 2018
Property Address	3725 RANCH CREST DR, RENO, NV 89509-6871
Document Number	0004784889
Instrument Date	Jan 26, 2018
Instrument	4784889
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3725 RANCH CREST DR RENO NV 895096871, RENO, NV 89509-6871

Mortgage

Document Number	4784890
Date	Feb 1, 2018
Instrument	4784890

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	3.66%

Mortgage

Document Number	4784891,
Date	Feb 1, 2018
Instrument	4784891

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	3.66%

Tax Assessment & Valuation

The 2025 property tax bill for 3725 Ranch Crest Dr was $3,627.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,627.00	$132,296 Land $55,125 Building $77,171	$377,988 Land $157,500 Building $220,488
2023	$3,420.00	$132,040 Land $57,435 Building $74,605	$377,258 Land $164,100 Building $213,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3725 Ranch Crest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3725 Ranch Crest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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