3742 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 3742 E 9th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 936 sqft · built 1983
Lot Size	0.033 acres (1,437 sqft)
Owner	Company Name on File
Last Sale	$106,000 (Dec 2022)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`15300-001-020`

Property Details

APN / Parcel Number

Primary APN	`15300-001-020`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	936 sqft Living Area
1st Floor Area	468 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	1,437 sqft (0.033 acres)
Lot Dimensions	80 ft deep x 18 ft wide
Driveway	Driveway
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	E 9TH ST
City	PANAMA CITY
State	FL
Zip	32401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 4S 14W -112.1B- BEG E 41.49 OF NW COR OF N1/2 OF W1/2 OF SE1/4 OF NE1/4 OF SE1/4 TH E ALONG R/W 17.76 S 80.08 W 17.76 N 80.04 TO POB ORB 4640 P 1582
Legal Range	14W
Legal Township	04S
Legal Section	02
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2007
Census Tract	1100

Owner

3742 E 9th St is owned by a company that bought it in December 2022.

Source: Bay County records, as of October 2, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1869, LYNN HAVEN, FL 32444-5869
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Deed Document Number	202289145
Deed Book / Page	4640 / 1582
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 16, 2022
Property Address	9TH E AVE, PANAMA CITY, FL 32401
Document Number	0046401582
Book / Page	4640 / 1582
Instrument Date	Dec 14, 2022
Instrument	2022089145
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$742.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2307 MOUND AVE, PANAMA CITY, FL 32405-1272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1869, LYNN HAVEN, FL 32444-5869

Tax Assessment & Valuation

The 2025 property tax bill for 3742 E 9th St was $1,491, down 8.4% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00 (-8.36%)	$94,059 Land $6,098 Building $87,961	$94,059 Land $6,098 Building $87,961
2024	$1,627.00 (+0.81%)
2023	$1,614.00 (+101.5%)	$89,681 (+116.15%) Land $4,989 Building $84,692	$89,681 (+116.15%) Land $4,989 Building $84,692
2022	$801.00	$41,490 Land $3,811 Building $37,679	$41,490 Land $3,811 Building $37,679

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3742 E 9th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1991–2021)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3742 E 9th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20