Bay County property record for 3738 E 9th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 936 sqft · built 1983 |
| Lot Size | 0.042 acres (1,829 sqft) |
| Owner | Company Name on Record |
| Last Sale | $93,000 (Dec 2022) |
| Tax Bill | $1,336 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15300-001-000 |
| Primary APN | 15300-001-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 468 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 1,829 sqft (0.042 acres) |
| Lot Dimensions | 80 ft deep x 23 ft wide |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3738 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4S 14W -112.1- BEG NW COR OF N1/2 OF W1/2 OF SE1/4 OF NE1/4 OF SE1/4 TH E 23.26 ALONG R/W S 80 W 22.98 N 79.95 ALONG R/W TO POB ORB 4640 P 1542 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1100 |
Source: Bay County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 19211 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-8712 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 16, 2022 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Nov 9, 2020 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on Record |
| Deed Sale | Dec 16, 2022 · Amount on Record |
| Prior Sale | Sep 6, 2013 · Amount on Record |
| Deed Document Number | 202289135 |
| Deed Book / Page | 4640 / 1542 |
| Prior Transfer Date | Aug 25, 2004 |
| Prior Transfer Doc | 0000067166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 16, 2022 |
| Property Address | 3738 E 9TH ST, PANAMA CITY, FL 32401-5309 |
| Document Number | 0046401542 |
| Book / Page | 4640 / 1542 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022089135 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $651.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2307 MOUND AVE, PANAMA CITY, FL 32405-1272 |
| Name | Verified Name |
|---|---|
| Address | 19211 PANAMA CITY BEACH PKWY # 108, 108, PANAMA CITY BEACH, FL 32413-8712 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 9, 2020 |
| Property Address | 3738 E 9TH ST, PANAMA CITY, FL 32401-5309 |
| Document Number | 0043220126 |
| Book / Page | 004322 / 000126 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 75506 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $770.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3740 E 9TH ST PANAMA CITY FL 324015309, PANAMA CITY, FL 32401-5309 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,336.00 (-9.05%) | $84,288 (+5.46%) Land $7,792 Building $76,496 | $84,288 (+5.46%) Land $7,792 Building $76,496 |
| 2024 | $1,469.00 (+0.75%) | ||
| 2023 | $1,458.00 (+78.46%) | $79,925 (+87.84%) Land $6,375 Building $73,550 | $79,925 (+87.84%) Land $6,375 Building $73,550 |
| 2022 | $817.00 | $42,549 Land $4,870 Building $37,679 | $42,549 Land $4,870 Building $37,679 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1991–2021) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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