3803 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 3803 E 9th St, Panama City, FL 32401

Property Summary

Property Type	Vacant Land
Lot Size	0.942 acres (41,033 sqft)
Owner	Company Name on File
Last Sale	$39,000 (Aug 2020)
Tax Bill	$605 (2025)
Deeds & Mortgages	Jun 2021 Transfer Aug 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15044-000-000`

Property Details

APN / Parcel Number

Primary APN	`15044-000-000`

Exterior

Lot Area	41,033 sqft (0.942 acres)
Lot Dimensions	150 ft deep x 275 ft wide

Location & Zoning

Street Address	3803 E 9TH ST
City	PANAMA CITY
State	FL
Zip	32401-5315
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	1 4S 14W -117- 99A BEG 1980 FT N & 1290 FT E OF SW COR W 275 FT S 149.59 FT E 275 FTN 149.5 FT TO BE KNOWN AS LOTS 11,12,13 OF BLK B ORB 4417 P 564
Legal Range	14W
Legal Township	04S
Legal Section	01
Legal Block	B
Legal Lot Number	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2006
Census Tract	1100

Owner

3803 E 9th St, vacant land, is owned by a company that acquired it in June 2021.

Source: Bay County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 16494, PANAMA CITY, FL 32406-6494
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 19, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Aug 19, 2020	Warranty Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Oct 7, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on File
Deed Sale	Aug 19, 2020 · Amount on File
Deed Document Number	202054410
Deed Book / Page	4288 / 1090
Last Transfer Date	Jun 3, 2021
Transfer Doc	0044170564
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 8, 2021
Property Address	3803 E 9TH ST, PANAMA CITY, FL 32401-5315
Document Number	0044170564
Book / Page	4417 / 564
Instrument Date	Jun 3, 2021
Instrument	2021043387
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 S CHARLENE DR, PANAMA CITY, FL 32404-7901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16494, PANAMA CITY, FL 32406-6494

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 19, 2020
Property Address	3803 E 9TH ST, PANAMA CITY, FL 32401-5315
Document Number	0042881090
Book / Page	004288 / 001090
Instrument Date	Aug 18, 2020
Instrument	54410
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S CHARLENE DR PANAMA CITY FL 324047901, PANAMA CITY, FL 32404-7901

August 2020: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 19, 2020
Property Address	3803 E 9TH ST, PANAMA CITY, FL 32401-5315
Document Number	0042881086
Book / Page	004288 / 001086
Instrument Date	Aug 13, 2020
Instrument	54408
Record Updated	Sep 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$100.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4225 MILL BAYOU RD PANAMA CITY FL 324049783, PANAMA CITY, FL 32404-9783

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 7, 2019
Property Address	3803 E 9TH ST, PANAMA CITY, FL 32401-5315
Document Number	0041761231
Book / Page	004176 / 001231
Instrument Date	Aug 7, 2019
Instrument	87946
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 MILL BAYOU RD CALLAWAY FL 324049783, CALLAWAY, FL 32404-9783

Tax Assessment & Valuation

The 2025 property tax bill for 3803 E 9th St was $605, down 34.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$605.00 (-34.1%)	$24,341	$65,450 Land $65,450
2024	$918.00 (+14.46%)
2023	$802.00 (+15.23%)	$42,350 (+15.79%) Land $42,350	$42,350 (+15.79%) Land $42,350
2022	$696.00	$36,575 Land $36,575	$36,575 Land $36,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3803 E 9th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1991–2021)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3803 E 9th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: WOW Internet, Cable & Phone.

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