Bay County property record for 3734 E 9th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1961 |
| Lot Size | 0.207 acres (9,016 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $94,400 (Jan 2024) |
| Tax Bill | $2,050 (2025) |
| Deeds & Mortgages | Jan 2024 Re-recorded Document Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15358-000-000 |
| Primary APN | 15358-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,360 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 9,016 sqft (0.207 acres) |
| Lot Dimensions | 146 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Porch | Open Porch |
| Porch Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3734 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4S 14W-166-118B4-BEG SE COR OF SW1/4 OF NE1/4 OF SE1/4 TH N 660 W 30 TO BEG TH S 146.27 W 62.1 N 146.27 E 62.1 TO POB ORB 4769 P 293 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1100 |
Source: Bay County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3734 E 9TH ST, PANAMA CITY, FL 32401-5314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2024 | Re-recorded Document MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Oct 5, 2022 | Warranty Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on Record |
| Deed Sale | Jan 30, 2024 · Amount on Record |
| Prior Sale | Oct 30, 2013 · Amount on Record |
| Deed Document Number | 20245139 |
| Deed Book / Page | 4769 / 293 |
| Prior Transfer Date | Sep 28, 2022 |
| Prior Transfer Doc | 0047690293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 30, 2024 |
| Property Address | 3734 E 9TH ST, PANAMA CITY, FL 32401-5314 |
| Document Number | 0047690293 |
| Book / Page | 4769 / 293 |
| Instrument Date | Jan 28, 2024 |
| Instrument | 2024005139 |
| Record Updated | Feb 26, 2024 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3734 E 9TH ST, PANAMA CITY, FL 32401-5314 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 5, 2022 |
| Property Address | 3734 E 9TH ST, PANAMA CITY, FL 32401-5314 |
| Document Number | 0046171213 |
| Book / Page | 4617 / 1213 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022073172 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2137 DOROTHY AVE, 2137, PANAMA CITY BEACH, FL 32408-4403 |
| Name | Verified Name |
|---|---|
| Address | 3734 E 9TH ST, PANAMA CITY, FL 32401-5314 |
| Document Number | 0046171215 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 4617/1215 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,050.00 (-8.93%) Homeowner's exemption | $171,333 (+5.24%) | $178,229 (+9.48%) Land $20,869 Building $157,360 |
| 2024 | $2,251.00 (+5.83%) | ||
| 2023 | $2,127.00 (+106.91%) Homeowner's exemption | $162,795 (+189.37%) Land $13,503 Building $149,292 | $162,795 (+189.37%) Land $13,503 Building $149,292 |
| 2022 | $1,028.00 | $56,258 Land $11,662 Building $44,596 | $56,258 Land $11,662 Building $44,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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