3740 Gladiator Cir, Billings, MT 59102 Property Records

Yellowstone County property record for 3740 Gladiator Cir, Billings, MT 59102

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,892 sqft · built 1986
Lot Size0.18 acres (7,838 sqft)
OwnerIndividual Name on File
Last Sale$271,320 (Jun 2025)
Tax Bill$2,638 (2025)
Deeds & MortgagesSep 2026 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN000C099990

Property Details

APN / Parcel Number

Primary APN000C099990
Alternative APNs
  • 03-0926-11-3-14-32-0000
  • R0349406
  • C099990
  • C09999

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,892 sqft Living Area
Gross Area1,988 sqft
1st Floor Area1,028 sqft
Basement Area960 sqft
Finished Basement864 sqft
Unfinished Basement96 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,838 sqft (0.18 acres)
View / LotNeighborhood / Spot
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area24 sqft
Deck Area120 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3740 GLADIATOR CIR
CityBILLINGS
StateMT
Zip59102-7221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionOLYMPIC PARK SUBD, S11, T01 S, R25 E, BLOCK 7, LOT 13
Legal Range25E
Legal Township01S
Legal Section11
Legal SubdivisionOLYMPIC PARK SUBD
Legal Block7
Legal Lot Number13
JurisdictionYELLOWSTONE MT
Township / Civil DivisionBILLINGS
Census Block Group3
Census Block3009
Census Tract1703

Owner

3740 Gladiator Cir is owned and occupied by an individual who bought it in June 2025.

Source: Yellowstone County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address3740 GLADIATOR CIR, BILLINGS, MT 59102-7221
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Nov 25, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2025 · Amount on File
Deed SaleJun 23, 2025 · Amount on File
Prior SaleJul 14, 2015 · Amount on File
Deed Document Number20254105647
Prior Transfer DateJun 16, 2025
Prior Transfer Doc0004105647
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Recording DateSep 14, 2026
Property Address3740 GLADIATOR CIR, BILLINGS, MT 59102-7221
Document Number0004146273
Instrument DateSep 4, 2026
Instrument20264146273
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3740 GLADIATOR CIR, BILLINGS, MT 59102-7221

Mortgage

Document Number0004146273,
DateSep 14, 2026
Instrument20264146273
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address3740 GLADIATOR CIR, BILLINGS, MT 59102-7221
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3740 GLADIATOR CIR, BILLINGS, MT 59102-7221

Mortgage

Document Number0003949044
DateNov 25, 2020
Instrument3949044
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term314 Months
DueJan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3740 Gladiator Cir was $2,638, down 22.7% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
MunicipalityBillings City
CountyYellowstone County
Elementary School DistrictBillings Elementary School District (PK - 08)
Secondary School DistrictBillings High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$358,900 (-) Land $49,299 Building $309,601$358,900 (-) Land $49,299 Building $309,601
2025$2,638.00 (-22.73%)$358,900 Land $49,299 Building $309,601$358,900 Land $49,299 Building $309,601
2024$3,414.00 (+19.16%)
2023$2,865.00$321,000$321,000 Land $47,755 Building $273,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3740 Gladiator Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3740 Gladiator Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILLINGS
serves 114,000 people · EPA ID MT0000153
Water SourceSurface water
Last State InspectionMay 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisp West
Fixed Wireless
200 / 100

May also be available: Verizon.

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