3739 Gladiator Cir, Billings, MT 59102 Property Records

Yellowstone County property record for 3739 Gladiator Cir, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,824 sqft · built 1984
Lot Size	0.238 acres (10,348 sqft)
Owner	Individual Name on File
Last Sale	$303,240 (Feb 2023)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000C099970`

Property Details

APN / Parcel Number

Primary APN	`000C099970`
Alternative APNs	`03-0926-11-3-14-34-0000` `R0349404` `C099970` `C09997`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	864 sqft
Unfinished Basement	96 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,348 sqft (0.238 acres)
View / Lot	Neighborhood / Spot
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	16 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3739 GLADIATOR CIR
City	BILLINGS
State	MT
Zip	59102-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OLYMPIC PARK SUBD, S11, T01 S, R25 E, BLOCK 7, LOT 11
Legal Range	25E
Legal Township	01S
Legal Section	11
Legal Subdivision	OLYMPIC PARK SUBD
Legal Block	7
Legal Lot Number	11
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3009
Census Tract	1703

Owner

3739 Gladiator Cir is owned and occupied by an individual who bought it in February 2023.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3739 GLADIATOR CIR, BILLINGS, MT 59102-7222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MONTANA TITLE OF BILLINGS LLC
May 6, 2020	Deed of Trust, Mortgage · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Jan 2, 2013 · Amount on File
Deed Document Number	20234039738
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 1, 2023
Property Address	3739 GLADIATOR CIR, BILLINGS, MT 59102-7222
Document Number	0004039738
Map Reference	DOC 1140076
Instrument Date	Jan 31, 2023
Instrument	4039738
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 GLADIATOR CIR, BILLINGS, MT 59102-7222

Mortgage

Document Number	0004039739
Date	Feb 1, 2023
Instrument	4039739

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3739 GLADIATOR CIR, BILLINGS, MT 59102-7222
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 GLADIATOR CIR, BILLINGS, MT 59102-7222

Mortgage

Document Number	0004033094
Date	Oct 24, 2022
Instrument	4033094

Lender

Name	FIRST MONTANA TITLE OF BILLINGS LLC
Type	Non-Lending Institution
Address	BILLINGS, MT 59101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Nov 10, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3739 GLADIATOR CIR, BILLINGS, MT 59102-7222
Document Number	0003920219
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 GLADIATOR CIR BILLINGS MT 591027222, BILLINGS, MT 59102-7222

Mortgage

Document Number	0003920219
Date	May 14, 2020
Instrument	3920219

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 13, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3739 Gladiator Cir was $2,703, down 21.7% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,200 (-) Land $59,716 Building $279,484	$339,200 (-) Land $59,716 Building $279,484
2025	$2,703.00 (-21.74%)	$339,200 Land $59,716 Building $279,484	$339,200 Land $59,716 Building $279,484
2024	$3,454.00 (+25.97%)
2023	$2,742.00	$307,300	$307,300 Land $51,190 Building $256,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3739 Gladiator Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3739 Gladiator Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Verizon.

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