3729 Gladiator Cir, Billings, MT 59102 Property Records

Yellowstone County property record for 3729 Gladiator Cir, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,516 sqft · built 1984
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (May 2022)
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C099960`

Property Details

APN / Parcel Number

Primary APN	`000C099960`
Alternative APNs	`03-0926-11-3-14-35-0000` `R0349403` `C099960` `C09996`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	1,660 sqft
1st Floor Area	1,084 sqft
Basement Area	576 sqft
Finished Basement	432 sqft
Unfinished Basement	144 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,350 sqft (0.169 acres)
View / Lot	Neighborhood / Spot
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	204 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3729 GLADIATOR CIR
City	BILLINGS
State	MT
Zip	59102-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OLYMPIC PARK SUBD, S11, T01 S, R25 E, BLOCK 7, LOT 10
Legal Range	25E
Legal Township	01S
Legal Section	11
Legal Subdivision	OLYMPIC PARK SUBD
Legal Block	7
Legal Lot Number	10
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3009
Census Tract	1703

Owner

3729 Gladiator Cir is owned and occupied by an individual who bought it in May 2022.

Source: Yellowstone County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3729 GLADIATOR CIR, BILLINGS, MT 59102-7222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY CREDIT UNION
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage VALLEY FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Sep 29, 2009 · Amount on File
Deed Document Number	20224017043
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 10, 2026
Property Address	3729 GLADIATOR CIR, BILLINGS, MT 59102-7222
Document Number	0004146103
Instrument Date	Sep 3, 2026
Instrument	20264146103
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 GLADIATOR CIR, BILLINGS, MT 59102-7222

Mortgage

Document Number	0004146103,
Date	Sep 10, 2026
Instrument	20264146103

Lender

Name	VALLEY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 13, 2022
Property Address	3729 GLADIATOR CIR, BILLINGS, MT 59102-7222
Document Number	0004017043
Map Reference	DOC 1140076
Instrument Date	May 12, 2022
Instrument	4017043
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37259 GLADATOR CIRCLE, BILLINGS, MT 59102

Mortgage

Document Number	0004017044
Date	May 13, 2022
Instrument	4017044

Lender

Name	VALLEY FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3729 Gladiator Cir was $2,421, down 22.9% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,400 (-) Land $47,160 Building $280,240	$327,400 (-) Land $47,160 Building $280,240
2025	$2,421.00 (-22.95%)	$327,400 Land $47,160 Building $280,240	$327,400 Land $47,160 Building $280,240
2024	$3,142.00 (+19.6%)
2023	$2,627.00	$294,400	$294,400 Land $46,994 Building $247,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3729 Gladiator Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3729 Gladiator Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Verizon.

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