3700 Gladiator Cir, Billings, MT 59102 Property Records

Yellowstone County property record for 3700 Gladiator Cir, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,702 sqft · built 1986
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Feb 2019 Refinance May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C100070`

Property Details

APN / Parcel Number

Primary APN	`000C100070`
Alternative APNs	`03-0926-11-3-14-24-0000` `R0349414` `C100070` `C10007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	924 sqft
Basement Area	864 sqft
Finished Basement	778 sqft
Unfinished Basement	86 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Neighborhood / Spot
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	16 sqft
Deck Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3700 GLADIATOR CIR
City	BILLINGS
State	MT
Zip	59102-7291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OLYMPIC PARK SUBD, S11, T01 S, R25 E, BLOCK 7, LOT 21
Legal Range	25E
Legal Township	01S
Legal Section	11
Legal Subdivision	OLYMPIC PARK SUBD
Legal Block	7
Legal Lot Number	21
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3009
Census Tract	1703

Owner

3700 Gladiator Cir, a single family home, is owned by two individuals.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4635 ELK RIDGE TRL, BILLINGS, MT 59106-1350
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance YELLOWSTONE BANK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3700 GLADIATOR CIR, BILLINGS, MT 59102-7291
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003876729
Date	Feb 27, 2019
Instrument	3876729

Lender

Name	YELLOWSTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3700 GLADIATOR CIR, BILLINGS, MT 59102-7291
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003921781
Date	May 28, 2020
Instrument	3921781

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3700 Gladiator Cir was $2,396, down 23.2% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,400 (-) Land $45,599 Building $281,801	$327,400 (-) Land $45,599 Building $281,801
2025	$2,396.00 (-23.23%)	$327,400 Land $45,599 Building $281,801	$327,400 Land $45,599 Building $281,801
2024	$3,121.00 (+18.71%)
2023	$2,629.00	$294,600	$294,600 Land $46,424 Building $248,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3700 Gladiator Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3700 Gladiator Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Verizon.

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