Citrus County property record for 3740 E Hidden Cove Trl, Hernando, FL 34442 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,805 sqft Living Area |
| Lot Size | 7,098 sqft (0.163 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100 (1995) |
| Tax Bill | $1,407.00 (2024) |
Source: Citrus County records · APN 19E-18S-14-0140-000F0-0060
Assessment roll updated December 3, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3740 E HIDDEN COVE TRL, HERNANDO, FL 34442-5525 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Apr 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 01, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 1995 · Amount on Record |
| Deed Sale | Feb 01, 1995 · Amount on Record |
| Prior Sale | May 01, 1994 · Amount on Record |
| Deed Book / Page | 1068 / 464 |
| Last Transfer Date | Oct 31, 2016 |
| Transfer Doc | 0027920544 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 04, 2026 |
| Property Address | 3740 E HIDDEN COVE TRL, HERNANDO, FL 34442-5525 |
| Document Number | 0000025718 |
| Book / Page | 3666 / 465 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202625718 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3740 E HIDDEN COVE TRL, HERNANDO, FL 34442-5525 |
| Document Number | 0000025718, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 3666/465 |
| Instrument | 202625718 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3740 E HIDDEN COVE TRL, HERNANDO, FL 34442-5525 |
| Document Number | 0029731064 |
| Instrument Date | Apr 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3740 E HIDDEN COVE TRL HERNANDO FL 344425525, HERNANDO, FL 34442-5525 |
| Document Number | 0029731064 |
|---|---|
| Date | May 03, 2019 |
| Book Page | 002973/001064 |
| Instrument | 22471 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3740 E HIDDEN COVE TRL, HERNANDO, FL 34442-5525 |
| Document Number | 0028791933 |
| Instrument Date | Feb 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2018 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 3740 E HIDDEN COVE TRL HERNANDO FL 344425525, HERNANDO, FL 34442-5525 |
| Document Number | 0028791933 |
|---|---|
| Date | Feb 09, 2018 |
| Book Page | 002879/001933 |
| Instrument | 6460 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 08, 2048 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,500.00 (+6.61%) Homeowner's exemption | $129,604 (-40.46%) | $203,253 (-6.63%) Land $12,800 Building $190,453 |
| 2024 | $1,407.00 (+3.08%) Homeowner's exemption Additional exemption filed | $217,692 (-0.57%) Land $12,800 Building $204,892 | $217,692 (-0.57%) Land $12,800 Building $204,892 |
| 2023 | $1,365.00 (+6.97%) Homeowner's exemption Additional exemption filed | $218,948 (+13.44%) Land $12,800 Building $206,148 | $218,948 (+13.44%) Land $12,800 Building $206,148 |
| 2022 | $1,276.00 Homeowner's exemption Additional exemption filed | $193,008 Land $12,800 Building $180,208 | $193,008 Land $12,800 Building $180,208 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-14-0140-000F0-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,805 sqft Living Area |
| Gross Area | 2,411 sqft Gross Area |
| 1st Floor | 1,805 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 7,098 sqft (0.163 acres) |
| Depth X Width | 103 ft x 31 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 265 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2748915 |
|---|---|
| Street Address | 3740 E HIDDEN COVE TRL |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5525 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 6 BLK F |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | F |
| Legal Lot Number | 6 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 450105 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures