3690 E Hidden Cove Trl, Hernando, FL 34442 Property Records

Citrus County property record for 3690 E Hidden Cove Trl, Hernando, FL 34442 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,038 sqft · built 1996
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$367,000 (Aug 2022)
Tax Bill	$3,951 (2025)
Deeds & Mortgages	Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-14-0140-000F0-0010`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000F0-0010`
Alternative APNs	`1418S19E0140000F00010` `2720166`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	2,038 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	105 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	543 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	492 sqft
Porch	Finished/Open Porch
Porch Area	384 sqft
Patio Area	390 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2720166
Street Address	3690 E HIDDEN COVE TRL
City	HERNANDO
State	FL
Zip	34442-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT I FIRST PARTIAL REPLAT PB 16 PG 8 & 9 BEING REPLAT OF LOT 10 11 12 13 & 14 BLK E N ARBOR EDGE TERRACE AND LOT 1 2 3 & 4 BLK F ARBOR LAKES - UNIT I PB 15 PG 75 TO 79 LOT 1 BLK F.
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	F
Legal Lot Number	10
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1001
Census Tract	450105

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000F0-0010

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3690 E HIDDEN COVE TRL, HERNANDO, FL 34442-5522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2022 · Amount on Record
Deed Sale	Aug 01, 2022 · Amount on Record
Prior Sale	Jul 01, 1995 · Amount on Record
Deed Document Number	202253922
Deed Book / Page	3307 / 1661
Prior Transfer Date	Nov 05, 2008
Prior Transfer Doc	0022511904
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 01, 2022
Property Address	3690 E HIDDEN COVE TRL, HERNANDO, FL 34442-5522
Document Number	0033071661
Book / Page	3307 / 1661
Map Reference	MB 15 PG 77-79
Instrument Date	Aug 01, 2022
Instrument	2022053922
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Tax	$2,569.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3960 E HIDDEN COVE TRAIL, CITRUS HILLS, FL 34442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 E HIDDEN COVE TRL, HERNANDO, FL 34442-5522

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,951.00 (-2.3%) Homeowner's exemption	$294,847 (-2.94%) Land $12,560 Building $282,287	$294,847 (-2.94%) Land $12,560 Building $282,287
2024	$4,044.00 (-2.88%) Homeowner's exemption Additional exemption filed	$303,784 (-1.75%) Land $11,700 Building $292,084	$303,784 (-1.75%) Land $11,700 Building $292,084
2023	$4,164.00 (+143.51%) Homeowner's exemption Additional exemption filed	$309,204 (+24.55%) Land $11,700 Building $297,504	$309,204 (+24.55%) Land $11,700 Building $297,504
2022	$1,710.00 Homeowner's exemption Additional exemption filed	$248,265 Land $11,700 Building $236,565	$248,265 Land $11,700 Building $236,565

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	36 in force 28 of 36 on primary residences
Flood Insurance Cost	Premium on Record median of 36 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 943 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.