3697 E Hidden Cove Trl, Hernando, FL 34442 Property Records

Citrus County property record for 3697 E Hidden Cove Trl, Hernando, FL 34442 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 2002
Lot Size	0.226 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Jun 2016)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-14-0140-000F0-010.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000F0-010.0`
Alternative APNs	`1418S19E0140000F00100` `2892706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,735 sqft Living Area
1st Floor Area	1,781 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,888 sqft (0.226 acres)
Lot Dimensions	137 ft deep x 72 ft wide
Garage Area	474 sqft
Parking Spaces	9 Parking Spaces
Pool Area	210 sqft
Porch	Open Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2892706
Old Parcel Number	1418S19E0140000F00100
Street Address	3697 E HIDDEN COVE TRL
City	HERNANDO
State	FL
Zip	34442-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 10 BLK F
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	F
Legal Lot Number	10
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1001
Census Tract	450105

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000F0-010.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3697 E HIDDEN COVE TRL, HERNANDO, FL 34442-5523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2016 · Amount on Record
Deed Sale	Jun 27, 2016 · Amount on Record
Prior Sale	May 19, 2000
Deed Document Number	0027661354
Deed Book / Page	2766 / 1354
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3697 E HIDDEN COVE TRL, HERNANDO, FL 34442-5523
Document Number	0028421063
Book / Page	002842 / 001063
Instrument Date	Jul 07, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3697 E HIDDEN COVE TRL HERNANDO FL 344425523, HERNANDO, FL 34442-5523

Mortgage

Document Number	0028421063
Date	Jul 21, 2017
Book Page	002842/001063
Instrument	34010

Lender

Name	COMMUNITY BK&TR/FL
Type	Bank
Address	OCALA, FL 34478

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00 (+5.88%) Homeowner's exemption Additional exemption filed	$235,602 (-3.97%) Land $11,910 Building $223,692	$235,602 (-3.97%) Land $11,910 Building $223,692
2024	$1,770.00 (+2.85%) Homeowner's exemption Additional exemption filed	$245,354 (-0.79%) Land $11,080 Building $234,274	$245,354 (-0.79%) Land $11,080 Building $234,274
2023	$1,721.00 (+6.96%) Homeowner's exemption Additional exemption filed	$247,320 (+12.98%) Land $11,080 Building $236,240	$247,320 (+12.98%) Land $11,080 Building $236,240
2022	$1,609.00 Homeowner's exemption Additional exemption filed	$218,906 Land $11,080 Building $207,826	$218,906 Land $11,080 Building $207,826

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 943 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.