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3700 E Hidden Cove Trl, Hernando, FL 34442 Property Records

Citrus County property record for 3700 E Hidden Cove Trl, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,362 sqft Living Area
Lot Size7,560 sqft (0.173 acres)
OccupancyOwner Occupied
Last Sale$273,900 (2024)
Tax Bill$2,606.00 (2025)

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000F0-002.0
Alternative APNs
  • 1418S19E0140000F00020
  • 2793058

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,362 sqft Living Area
1st Floor1,362 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area7,560 sqft (0.173 acres)
Depth X Width105 ft x 72 ft Depth x Width
Parking Spaces7 Parking Spaces
Garage Area484 sqft Garage
PorchEnclosed Porch
Porch Area324 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2793058
Old Parcel Number1418S19E0140000F00020
Street Address3700 E HIDDEN COVE TRL
CityHERNANDO
StateFL
Zip34442-5563
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARBOR LAKES UNIT I FIRST PARTIAL REPLAT PB 16 PG 8 LOT 2 BLK F
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockF
Legal Lot Number2
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1001
Census Tract450105

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000F0-002.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3700 E HIDDEN COVE TRL, HERNANDO, FL 34442-5563
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Oct 27, 2021Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS
Feb 12, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
May 15, 2018Warranty Deed, Transfer · Conventional Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 18, 2024 · Amount on Record
Deed SaleApr 18, 2024 · Amount on Record
Prior SaleOct 27, 2021 · Amount on Record
Deed Doc Number2024022485
Deed Book / Page3461 / 320
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3700 E HIDDEN COVE TRL, HERNANDO, FL 34442-5563
Transaction TypeMortgage
Record UpdatedFeb 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3700 E HIDDEN COVE TRL, HERNANDO, FL 34442-5563

Mortgage

Document Number0032422373
DateJan 11, 2022
Book Page3242/2373
Instrument2022002106
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 27, 2021
Property Address3700 E HIDDEN COVE TRL, HERNANDO, FL 34442-5563
Document Number0032191619
Book / Page3219 / 1619
Map ReferenceMB 16 PG 8&9
Instrument DateSep 29, 2021
Instrument2021074494
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

AmountAmount Recorded
Tax$1,609.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address486 HIDDEN VALLEY RD, 486, CLEVELAND, GA 30528-2178

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 110125, NAPLES, FL 34108-0103

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3700 E HIDDEN COVE TRL, HERNANDO, FL 34442-5563
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030381231
DateFeb 12, 2020
Book Page3038/1231
Instrument2020007800
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 28, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 15, 2018
Property Address3700 E HIDDEN COVE TRL, HERNANDO, FL 34442-5563
Document Number0029000708
Book / Page002900 / 000708
Instrument DateMay 08, 2018
Instrument24009
Transaction TypeTransfer
Record UpdatedJun 19, 2018
Title CompanyAMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3700 E HIDDEN COVE TRL HERNANDO FL 344425563, HERNANDO, FL 34442-5563

Mortgage

Document Number29000709
DateMay 15, 2018
Book Page002900/000709
Instrument24010
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 14, 2033

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,606.00 (-18.61%) Additional exemption filed$204,152 (-0.91%) Land $10,770 Building $193,382$204,152 (-0.91%) Land $10,770 Building $193,382
2024$3,202.00 (+3.49%)$206,029 (+2.72%) Land $10,020 Building $196,009$206,029 (+2.72%) Land $10,020 Building $196,009
2023$3,094.00 (+14.59%)$200,582 (+13.32%) Land $10,020 Building $190,562$200,582 (+13.32%) Land $10,020 Building $190,562
2022$2,700.00 Additional exemption filed$177,004 Land $10,020 Building $166,984$177,004 Land $10,020 Building $166,984

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 943 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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