Watauga County property record for 374 Harmon Rd, Banner Elk, NC 28604
| Property Type | Under Construction |
|---|---|
| Details | 3 bd · 2 ba · 3,324 sqft |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Oct 2020) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1960-97-1443-000 |
| Primary APN | 1960-97-1443-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 3,324 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Contemporary |
|---|---|
| Lot Area | 38,333 sqft (0.88 acres) |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1818277 |
|---|---|
| Street Address | 374 HARMON RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604 |
| Property Category | Other |
| Property Type | Other > Under Construction |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | SHAWNEEHAW |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 920900 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 150 JOE GREENE ST, ELK PARK, NC 28622-9407 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Deed Document Number | 2020697288 |
| Deed Book / Page | 2136 / 310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 27, 2020 |
| Property Address | BANNER ELK, NC 28604 |
| Document Number | 0021360310 |
| Book / Page | 002136 / 000310 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 697288 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | HARMON RD BANNER ELK NC 28604, BANNER ELK, NC 28604 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $306,100 (+423.25%) Land $17,300 Building $288,800 | |
| 2025 | $58,500 (+238.15%) Land $17,300 Building $41,200 | |
| 2024 | $65,400 Land $17,300 Building $48,100 | |
| 2023 | $17,300 Land $17,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 16 (1994–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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