Watauga County property record for 172 Harmon Rd, Banner Elk, NC 28604
| Property Type | Mobile Home |
|---|---|
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $127 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1960-97-8278-000 |
| Primary APN | 1960-97-8278-000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 3 Plumbing Fixtures |
|---|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 46,609 sqft (1.07 acres) |
| Cooling System | Central |
|---|
| Account Number | 1535355 |
|---|---|
| Street Address | 172 HARMON RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-8380 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | SHAWNEEHAW |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 920900 |
172 Harmon Rd, a mobile home, is owned by two individuals.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 HARMON RD, BANNER ELK, NC 28604-8380 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 172 Harmon Rd was $127.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,200 (-) Land $28,700 Building $6,500 | ||
| 2025 | $127.00 | $35,200 Land $28,700 Building $6,500 | |
| 2024 | $35,200 Land $28,700 Building $6,500 | ||
| 2023 | $35,200 Land $28,700 Building $6,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 172 Harmon Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 16 (1994–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 172 Harmon Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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