277 Harmon Rd, Banner Elk, NC 28604 Property Records

Watauga County property record for 277 Harmon Rd, Banner Elk, NC 28604

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 760 sqft · built 1940
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on File
Last Sale	$1,000 (Aug 2023)
Tax Bill	$138 (2025)
Deeds & Mortgages	Aug 2023 Sale Jul 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1960-97-0417-000`

Property Details

APN / Parcel Number

Primary APN	`1960-97-0417-000`
Alternative APNs	`1076876` `1858418`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Metal
Lot Area	57,935 sqft (1.33 acres)
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1858418
Street Address	277 HARMON RD
City	BANNER ELK
State	NC
Zip	28604-9336
Property Category	Residential
Property Type	Vacant Land > Residential
Jurisdiction	WATAUGA NC
Township / Civil Division	SHAWNEEHAW
Census Block Group	5
Census Block	5014
Census Tract	920900

Owner

277 Harmon Rd, residential vacant land, is owned by an individual who bought it in August 2023.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 465, BOONE, NC 28607-0665
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer
Jul 28, 2023	Deed, Transfer
Jul 17, 2023	Warranty Deed, Transfer
Jul 6, 2023	Deed, Transfer
Jun 27, 2023	Warranty Deed, Transfer
Jun 8, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Jul 28, 2023 · Amount on File
Deed Document Number	2023734024
Deed Book / Page	2348 / 448
Prior Transfer Date	Jan 21, 2008
Prior Transfer Doc	0000008230
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 25, 2023
Property Address	277 HARMON RD, BANNER ELK, NC 28604-9336
Document Number	0023480448
Book / Page	2348 / 448
Instrument Date	Aug 10, 2023
Instrument	734024
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Tax	$2.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 GUERNSEY CT, DALLAS, NC 28034-0252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 465, BOONE, NC 28607-0665

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 28, 2023
Property Address	277 HARMON RD, BANNER ELK, NC 28604-9336
Document Number	0023440161
Book / Page	2344 / 161
Map Reference	MB 129 PG 258
Instrument Date	Jul 28, 2023
Instrument	733211
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Tax	$3.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 465, BOONE, NC 28607-0665

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 17, 2023
Property Address	277 HARMON RD, BANNER ELK, NC 28604-9336
Document Number	0023410718
Book / Page	2341 / 718
Instrument Date	Jul 12, 2023
Instrument	732767
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 465, BOONE, NC 28607-0665

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 6, 2023
Property Address	277 HARMON RD, BANNER ELK, NC 28604-9336
Document Number	0023400354
Book / Page	2340 / 354
Map Reference	MB 129 PG 258
Instrument Date	Jun 30, 2023
Instrument	732488
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Tax	$2.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 LOVELL AVE APT 6, 6, PRINCETON, WV 24740-2647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 465, BOONE, NC 28607-0665

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 27, 2023
Property Address	277 HARMON RD, BANNER ELK, NC 28604-9336
Document Number	0023390027
Book / Page	2339 / 27
Instrument Date	Jun 22, 2023
Instrument	732220
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 465, BOONE, NC 28607-0665

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 8, 2023
Property Address	277 HARMON RD, BANNER ELK, NC 28604-9336
Document Number	0023360069
Book / Page	2336 / 69
Instrument Date	Jun 7, 2023
Instrument	731676
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Tax	$6.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 465, BOONE, NC 28607-0665

Tax Assessment & Valuation

The 2025 property tax bill for 277 Harmon Rd was $138.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,600 (-) Land $37,600
2025	$138.00	$37,600 Land $37,600
2024			$67,300 Land $37,600 Building $29,700
2023		$67,300 (-) Land $37,600 Building $29,700
2022	$327.00	$67,300 Land $37,600 Building $29,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Harmon Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1994–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Harmon Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harmon Rd

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