Watauga County property record for 260 Harmon Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1930 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,500 (May 2008) |
| Tax Bill | $509 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1960-97-4404-000 |
| Primary APN | 1960-97-4404-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 63,162 sqft (1.45 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1535355 |
|---|---|
| Street Address | 260 HARMON RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-9336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.447 P021/004 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | SHAWNEEHAW |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 920900 |
260 Harmon Rd is owned by two individuals who bought it in May 2008.
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 HARMON RD, BANNER ELK, NC 28604-8380 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2008 · Amount on File |
| Deed Sale | May 8, 2008 · Amount on File |
| Deed Document Number | 200851580 |
| Deed Book / Page | 1372 / 369 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 260 Harmon Rd was $509.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,300 (-) Land $41,600 Building $65,700 | ||
| 2025 | $509.00 | $107,300 Land $41,600 Building $65,700 | |
| 2024 | $107,300 Land $41,600 Building $65,700 | ||
| 2023 | $107,300 Land $41,600 Building $65,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 260 Harmon Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 16 (1994–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 260 Harmon Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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