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3735 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3735 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,472 sqft Living Area
Lot Size106,155 sqft (2.43 acres)
GarageAttached, 550 sqft
OccupancyOwner Occupied
Tax Bill$5,107.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-26-31-5090-0001-0435
Alternative APNs
  • 263131509000010435
  • 98691

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,472 sqft Living Area
Gross Area2,286 sqft Gross Area
1st Floor1,472 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Architectural StyleConventional Style
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area106,155 sqft (2.43 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area550 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area20 sqft Pool
Shed1 Shed
Shed Area96 sqft Shed
Deck Area460 sqft Deck
Porch Area264 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3735 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-7303
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST 3 PB 1 PG 413 S 1/2 LOT 43
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR ESTATES UNIT 3
Legal Tract5090
Legal Block435
Legal Lot Number43
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1048
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-5090-0001-0435

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3004 LANGDON LN N, KISSIMMEE, FL 34741-7711
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 20, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Feb 18, 2022Quit Claim Deed, Transfer
Quitclaim Document
Dec 22, 2021Warranty Deed, Transfer · Balloon Payment
SIMON DIAZ LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2022
Deed SaleAug 26, 2022
Prior SaleDec 22, 2021 · Amount on Record
Deed Doc Number2022131168
Deed Book / Page6275 / 2935
Prior Transfer DateAug 04, 2022
Prior Transfer Doc0062752935
Record RefreshedJun 08, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 26, 2022
Property Address3735 PACKARD AVE, SAINT CLOUD, FL 34772-7303
Document Number0062752935
Book / Page6275 / 2935
Map ReferenceMB 1 PG 413
Instrument DateAug 04, 2022
Instrument2022131168
Transaction TypeTransfer
Record UpdatedSep 08, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3004 LANGDON LN N, 3004, KISSIMMEE, FL 34741-7711

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3004 LANGDON LN N, KISSIMMEE, FL 34741-7711

Mortgage

Document Number0062752937
DateAug 26, 2022
Instrument6275/2937
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3735 PACKARD AVE, SAINT CLOUD, FL 34772-7303
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051352285
DateApr 20, 2017
Book Page5135/2285
Instrument2017059385
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 18, 2022
Property Address3735 PACKARD AVE, SAINT CLOUD, FL 34772-7303
Document Number0061540740
Book / Page6154 / 740
Map ReferenceMB 1 PG 413
Instrument DateJan 28, 2022
Instrument2022027640
Transaction TypeTransfer
Record UpdatedMar 07, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1912 THETFORD CIR, ORLANDO, FL 32824-4247

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 22, 2021
Property Address3735 PACKARD AVE, SAINT CLOUD, FL 34772-7303
Document Number0061140696
Book / Page6114 / 696
Map ReferenceMB 1 PG 413
Instrument DateDec 17, 2021
Instrument2021197998
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyDYNASTY TITLE, DYNASTY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3735 PACKARD AVE, 3735, SAINT CLOUD, FL 34772-7303

Transferred To (Grantee/Buyer)

NameVerified Name
Address3084 LANGDON LANE SOUTH, KISSIMMEE, FL 34741

Mortgage

Document Number0006114700
DateDec 22, 2021
Instrument6114/700
Lender
NameSIMON DIAZ LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term13 Months
DueJan 01, 2023

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,304.00 (+3.86%) Homeowner's exemption$372,300 (+3.88%) Land $123,100 Building $249,200$372,300 (+3.88%) Land $123,100 Building $249,200
2024$5,107.00 (+0.81%)
2023$5,066.00 (+5.43%) Homeowner's exemption$358,400 (+18.44%) Land $121,800 Building $236,600$358,400 (+18.44%) Land $121,800 Building $236,600
2022$4,805.00$302,600 Land $97,500 Building $205,100$302,600 Land $97,500 Building $205,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 472 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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