1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Packard Ave

3755 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3755 Packard Ave, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,420 sqft Living Area
Lot Size106,068 sqft (2.43 acres)
OccupancyOwner Occupied
Last Sale$520,000 (2023)
Tax Bill$5,527.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-26-31-5090-0001-0540
Alternative APNs
  • 263131509000010540
  • 98695

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,420 sqft Living Area
Gross Area3,392 sqft Gross Area
1st Floor1,420 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional Style
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area106,068 sqft (2.43 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area810 sqft Shed
Patio Area688 sqft Patio
Porch Area28 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3755 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-7303
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST 3 PB 1 PG 413 N 1/2 LOT 54
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR ESTATES UNIT 3
Legal Tract5090
Legal Block540
Legal Lot Number54
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1048
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-5090-0001-0540

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3755 PACKARD AVE, SAINT CLOUD, FL 34772-7303
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 27, 2018Deed of Trust, Mortgage
CENTURY LNDG
Feb 27, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2023 · Amount on Record
Deed SaleJan 12, 2023 · Amount on Record
Prior SaleFeb 27, 2017 · Amount on Record
Deed Doc Number20234832
Deed Book / Page6343 / 2837
Prior Transfer DateMay 26, 2017
Prior Transfer Doc0051560391
Record RefreshedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 12, 2023
Property Address3755 PACKARD AVE, SAINT CLOUD, FL 34772-7303
Document Number0063432837
Book / Page6343 / 2837
Map ReferenceMB 1 PG 413
Instrument DateJan 10, 2023
Instrument2023004832
Transaction TypeTransfer
Record UpdatedJan 24, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$3,640.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address487 NORTHAMPTON RD, LEESBURG, GA 31763-4527

Transferred To (Grantee/Buyer)

NameVerified Name
Address3755 PACKARD AVE, SAINT CLOUD, FL 34772-7303

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3755 PACKARD AVE, SAINT CLOUD, FL 34772-7303
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059102076
DateMar 12, 2021
Book Page5910/2076
Instrument2021036971
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3755 PACKARD AVE, SAINT CLOUD, FL 34772-7303
Document Number0053752471
Instrument DateJul 27, 2018
Transaction TypeMortgage
Record UpdatedAug 13, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9877 PALMETTO DUNES CT ORLANDO FL 328325911, ORLANDO, FL 32832-5911

Mortgage

Document Number0053752471
DateJul 30, 2018
Book Page005375/002471
Instrument115976
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
AmountAmount Recorded
Term360 Months
DueJul 29, 2048

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 27, 2017
Property Address3755 PACKARD AVE, SAINT CLOUD, FL 34772-7303
Document Number0051080533
Book / Page005108 / 000533
Instrument DateFeb 24, 2017
Instrument31019
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3755 PACKARD AVE ST CLOUD FL 347727303, ST CLOUD, FL 34772-7303

Mortgage

Document Number51080534
DateFeb 27, 2017
Book Page005108/000534
Instrument31020
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,746.00 (+3.96%) Homeowner's exemption$404,200 (+67.14%) Land $123,000 Building $281,200$404,200 (+3.46%) Land $123,000 Building $281,200
2024$5,527.00 (+60.76%)
2023$3,438.00 (+4.31%) Homeowner's exemption$241,831 (+3%)$390,700 (+21.11%) Land $121,800 Building $268,900
2022$3,296.00 Homeowner's exemption$234,788$322,600 Land $97,400 Building $225,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 472 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Packard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures