3765 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3765 Packard Ave, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	2,027 sqft Living Area
Lot Size	106,025 sqft (2.43 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2018)
Tax Bill	$2,800.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31-26-31-5090-0001-0545`
Alternative APNs	`263131509000010545` `98696`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,027 sqft Living Area
Gross Area	2,291 sqft Gross Area
1st Floor	2,027 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Architectural Style	Conventional Style
Exterior Material	Aluminum Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	106,025 sqft (2.43 acres)
Porch Area	264 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3765 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7303
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR EST 3 PB 1 PG 413 S 1/2 LOT 54
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR ESTATES UNIT 3
Legal Block	1
Legal Lot Number	54
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1048
Census Tract	43304

Owner

Source: Osceola County records · APN 31-26-31-5090-0001-0545

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3765 PACKARD AVE, SAINT CLOUD, FL 34772-7303
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Nov 19, 2014 · Amount on Record
Deed Doc Number	2018115975
Deed Book / Page	5375 / 2470
Prior Transfer Date	Jun 24, 2005
Prior Transfer Doc	0028432703
Record Refreshed	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 30, 2018
Property Address	3765 PACKARD AVE, SAINT CLOUD, FL 34772-7303
Document Number	0053752470
Book / Page	005375 / 002470
Instrument Date	Jul 27, 2018
Instrument	115975
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3765 PACKARD AVE ST CLOUD FL 347727303, ST CLOUD, FL 34772-7303

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,961.00 (+5.75%) Homeowner's exemption	$203,201 (+5.99%)	$410,000 (+3.88%) Land $122,900 Building $287,100
2024	$2,800.00 (+2.26%)
2023	$2,738.00 (+4.66%) Homeowner's exemption	$191,724 (+3%)	$394,700 (+19.5%) Land $121,700 Building $273,000
2022	$2,616.00 Homeowner's exemption	$186,140	$330,300 Land $97,400 Building $232,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 472 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.