Osceola County property record for 3695 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 212,703 sqft (4.88 acres) |
| Last Sale | $92,500 (2020) |
| Tax Bill | $1,631.00 (2025) |
| Primary APN | 98686 |
|---|---|
| Alternative APN |
|
| Lot Area | 212,703 sqft (4.88 acres) |
|---|
| Account Number | 98686 |
|---|---|
| Street Address | PACKARD AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | ST CLOUD MANOR EST UNIT 3 PB 1 PG 413 N 1/2 OF LOT 38 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR EST 3 |
| Legal Tract | 5090 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1048 |
| Census Tract | 43304 |
Source: Osceola County records · APN 98686
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2849 NOTTEL DR, SAINT CLOUD, FL 34772-8765 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 03, 2020 | Warranty Deed, Transfer AMERICAS TITLE |
| Nov 02, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2020 · Amount on Record |
| Deed Sale | Jun 03, 2020 · Amount on Record |
| Prior Sale | Nov 02, 2018 · Amount on Record |
| Deed Doc Number | 2020071608 |
| Deed Book / Page | 5731 / 2218 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 03, 2020 |
| Property Address | 3695 PACKARD AVE, SAINT CLOUD, FL 34772-7374 |
| Document Number | 0057312218 |
| Book / Page | 005731 / 002218 |
| Instrument Date | Jun 01, 2020 |
| Instrument | 71608 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | AMERICAS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $648.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3247 SAWGRASS CREEK CIR ST CLOUD FL 347727942, ST CLOUD, FL 34772-7942 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 02, 2018 |
| Property Address | 3695 PACKARD AVE, SAINT CLOUD, FL 34772-7374 |
| Document Number | 0054281290 |
| Book / Page | 005428 / 001290 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 163856 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $770.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 4275 ALBRITTON RD ST CLOUD FL 347727953, ST CLOUD, FL 34772-7953 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,631.00 (+10.88%) | $123,200 (+0.98%) Land $123,200 | $123,200 (+0.98%) Land $123,200 |
| 2023 | $1,471.00 (+16.28%) | $122,000 (+25%) Land $122,000 | $122,000 (+25%) Land $122,000 |
| 2022 | $1,265.00 | $97,600 Land $97,600 | $97,600 Land $97,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 452 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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