3735 Montclair Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3735 Montclair Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1978
Lot Size	0.349 acres (15,245 sqft)
Owner	Individual Name on File
Last Sale	$434,000 (Feb 2017)
Tax Bill	$5,473 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-151-013-000`

Property Details

APN / Parcel Number

Primary APN	`082-151-013-000`
Alternative APN	`0821511310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Construction Type	Wood
Lot Area	15,245 sqft (0.349 acres)
Terrain	Brushy
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,544 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	0821511310
Street Address	3735 MONTCLAIR RD
City	CAMERON PARK
State	CA
Zip	95682-9082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 783 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	783
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2000
Census Tract	30809

Owner

Source: El Dorado County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3735 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 31, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Feb 6, 2017	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 6, 2017 · Amount on Record
Deed Sale	Feb 6, 2017 · Amount on Record
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Document Number	2017-0005419
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3735 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3735 MONTCLAIR RD, CAMERON PARK, CA 95682-9082

Mortgage

Document Number	0000069454
Date	Dec 1, 2020
Instrument	2020-0069454

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3735 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048847
Date	Oct 31, 2017
Instrument	2017-0048847

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3735 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3735 MONTCLAIR RD, CAMERON PARK, CA 95682-9082

Mortgage

Document Number	0000061741
Date	Sep 29, 2021
Instrument	2021-0061741

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2031

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 6, 2017
Property Address	3735 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Document Number	0000005419
Map Reference	MB D PG 1
Instrument Date	Feb 2, 2017
Instrument	2017-0005419
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3705 MONTCLAIR RD, CAMERON PARK, CA 95682-9082

Mortgage

Document Number	0000005420
Date	Feb 6, 2017
Instrument	2017-0005420

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,473.00 (+4.25%)	$503,686 (+4.04%) Land $110,252 Building $393,434
2023	$5,250.00 (+1.47%)	$484,129 Land $105,972 Building $378,157
2022	$5,174.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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