3720 Montclair Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3720 Montclair Rd, Cameron Park, CA 95682

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,864 sqft · built 1977
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Dec 2017)
Tax Bill$5,867 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN082-152-015-000

Property Details

APN / Parcel Number

Primary APN082-152-015-000
Alternative APNs
  • 08215215100
  • 0821521510

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,864 sqft Living Area
1st Floor Area1,864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Lot Area14,375 sqft (0.33 acres)
TerrainWooded
Garage TypeAttached
Garage Area729 sqft
Parking Spaces3 Parking Spaces
Patio Area1,864 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3720 MONTCLAIR RD
CityCAMERON PARK
StateCA
Zip95682-9082
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL 767 CAMERON PK N 2
Legal SubdivisionCAMERON PK N 2
Legal Lot Number767
JurisdictionEL DORADO CA
Township / Civil DivisionSOUTH EL DORADO
Census Block Group2
Census Block2004
Census Tract30809

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3619 AVENUE R, GALVESTON, TX 77550-7528
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 9, 2021Deed of Trust, Mortgage · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jun 19, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jun 27, 2019Deed of Trust, Mortgage · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 20, 2017Grant Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2017 · Amount on Record
Deed SaleDec 20, 2017 · Amount on Record
Deed Document Number201758056
Prior Transfer DateSep 28, 2005
Prior Transfer Doc0000080930
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3720 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3720 MONTCLAIR RD, CAMERON PARK, CA 95682-9082

Mortgage

Document Number0000031111
DateJul 22, 2022
Instrument2022-0031111
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 8, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3720 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Transaction TypeMortgage
Record UpdatedApr 20, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3720 MONTCLAIR ROAD 1, 1, CAMERON PARK, CA 95682-9082

Mortgage

Document Number0000024787
DateApr 9, 2021
Instrument2021-0024787
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3720 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029438
DateJun 19, 2020
Instrument2020-0029438
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3720 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024978
DateJun 27, 2019
Instrument2019-0024978
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionEL DORADO CA
Recording DateDec 20, 2017
Property Address3720 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Document Number0000058056
Instrument DateDec 18, 2017
Instrument58056
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$522.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3720 MONTCLAIR RD CAMERON PARK CA 956829082, CAMERON PARK, CA 95682-9082

Mortgage

Document Number58057
DateDec 20, 2017
Instrument58057
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Elementary School DistrictBuckeye Union Elementary School District (KG - 08)
Secondary School DistrictEl Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$551,272 (+2%) Land $133,464 Building $417,808
2025$5,867.00 (+50.13%)$540,464 (+4.04%) Land $130,848 Building $409,616
2023$3,908.00 (-0.74%) Disabled Person's exemption Veteran's exemption$519,479 Land $125,768 Building $393,711
2022$3,937.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1993–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO ID - MAIN
serves 128,408 people · EPA ID CA0910001
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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