3748 Montclair Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3748 Montclair Rd, Cameron Park, CA 95682

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,588 sqft · built 1984
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Dec 2022)
Tax Bill$4,851 (2025)
Deeds & MortgagesDec 2022 Sale
May 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN082-152-023-000

Property Details

APN / Parcel Number

Primary APN082-152-023-000
Alternative APNs
  • 08215223100
  • 0821522310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,588 sqft Living Area
1st Floor Area1,588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Patio Area1,588 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3748 MONTCLAIR RD
CityCAMERON PARK
StateCA
Zip95682-9083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRS 13/58/B
Legal SubdivisionCAMERON PARK NORTH UNIT #2
Legal TractB
Legal Lot Number771
JurisdictionEL DORADO CA
Township / Civil DivisionSOUTH EL DORADO
Census Block Group2
Census Block2004
Census Tract30809

Owner

Source: El Dorado County records, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3748 MONTCLAIR RD, CAMERON PARK, CA 95682-9083
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2022Grant Deed, Transfer
PLACER TITLE COMPANY
May 26, 2022Intrafamily Transfer, Transfer
Mar 1, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 6, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2022 · Amount on Record
Deed SaleDec 6, 2022 · Amount on Record
Prior SaleJul 30, 1998 · Amount on Record
Deed Document Number202245739
Prior Transfer DateNov 30, 2022
Prior Transfer Doc0000045738
Record UpdatedSep 20, 2026

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionEL DORADO CA
Recording DateDec 6, 2022
Property Address3748 MONTCLAIR RD, CAMERON PARK, CA 95682-9083
Document Number0000045739
Map ReferenceMB D MAP 1
Instrument DateDec 2, 2022
Instrument2022-0045739
Transaction TypeTransfer
Record UpdatedDec 15, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3748 MONTCLAIR RD, CAMERON PARK, CA 95682-9083

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEL DORADO CA
Recording DateMay 26, 2022
Property Address3748 MONTCLAIR RD, CAMERON PARK, CA 95682-9083
Document Number0000023393
Map ReferenceMB D PG 1
Instrument DateMay 23, 2022
Instrument2022-0023393
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3748 MONTCLAIR RD, CAMERON PARK, CA 95682-9083

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3748 MONTCLAIR RD, CAMERON PARK, CA 95682-9083
Transaction TypeMortgage
Record UpdatedMar 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3748 MONTCLAIR RD, CAMERON PARK, CA 95682-9083

Mortgage

Document Number0000013934
DateMar 1, 2021
Instrument2021-0013934
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3748 MONTCLAIR RD, CAMERON PARK, CA 95682-9083
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015521
DateApr 6, 2020
Instrument2020-0015521
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term319 Months
DueNov 1, 2046

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Elementary School DistrictBuckeye Union Elementary School District (KG - 08)
Secondary School DistrictEl Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,851.00 (+2.32%) Homeowner's exemption$452,574 (+89.04%) Land $119,646 Building $332,928
2024$4,741.00 (+84.98%)
2023$2,563.00 (+1.5%) Homeowner's exemption$239,401 Land $60,256 Building $179,145
2022$2,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1993–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO ID - MAIN
serves 128,408 people · EPA ID CA0910001
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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