3726 Montclair Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3726 Montclair Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,384 sqft · built 1988
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Mar 2021)
Tax Bill	$7,265 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-152-016-000`

Property Details

APN / Parcel Number

Primary APN	`082-152-016-000`
Alternative APNs	`08215216100` `0821521610`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,384 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	14,375 sqft (0.33 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	742 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3726 MONTCLAIR RD
City	CAMERON PARK
State	CA
Zip	95682-9082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 768 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	768
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2004
Census Tract	30809

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3726 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 16, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Mar 15, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	202119447
Prior Transfer Date	Oct 25, 2000
Prior Transfer Doc	0000055048
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 19, 2021
Property Address	3726 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Document Number	0000019447
Map Reference	MB D PG 1
Instrument Date	Mar 15, 2021
Instrument	2021-0019447
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3726 MONTCLAIR RD, CAMERON PARK, CA 95682-9082

Mortgage

Document Number	0000019448
Date	Mar 19, 2021
Instrument	2021-0019448

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3726 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Document Number	0000018515
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3726 MONTCLAIR RD CAMERON PARK CA 956829082, CAMERON PARK, CA 95682-9082

Mortgage

Document Number	0000018515
Date	Apr 24, 2020
Instrument	18515

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 15, 2018
Property Address	3726 MONTCLAIR RD, CAMERON PARK, CA 95682-9082
Document Number	0000009590
Map Reference	MB D PG 1
Instrument Date	Mar 8, 2018
Instrument	2018-0009590
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3726 MONTCLAIR RD, CAMERON PARK, CA 95682-9082

Mortgage

Document Number	0000009591
Date	Mar 15, 2018
Instrument	2018-0009591

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$684,526 (+2%) Land $150,153 Building $534,373
2025	$7,265.00 (+4.26%)	$671,105 (+4.04%) Land $147,209 Building $523,896
2023	$6,968.00 (+1.47%)	$645,047 Land $141,494 Building $503,553
2022	$6,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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