3732 Frances Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3732 Frances Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,361 sqft · built 1914
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Nov 2022)
Tax Bill	$3,820 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-0007-0074-00`

Property Details

APN / Parcel Number

Primary APN	`551-0007-0074-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,361 sqft Living Area
1st Floor Area	767 sqft
2nd Floor Area	594 sqft
Upper Floors Area	594 sqft
Basement Area	739 sqft
Finished Basement	460 sqft

Exterior

Year Built	Built 1914
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	419 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3732 FRANCES AVE
City	CINCINNATI
State	OH
Zip	45211-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3732 FRANCES AVE 50 X 156LOT 14 BENSON & RYBOLTS SUB
Legal Subdivision	BENSON & RYBOLTS SUB
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	4
Census Block	4003
Census Tract	20902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3732 FRANCES AVE, CINCINNATI, OH 45211-4613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 4, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Oct 16, 2007 · Amount on Record
Deed Document Number	0000103528
Deed Book / Page	14788 / 1048
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3732 FRANCES AVE, CINCINNATI, OH 45211-4613
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 FRANCES AVE, CINCINNATI, OH 45211-4613

Mortgage

Document Number	0000087865
Date	Nov 12, 2025
Book Page	15541/266
Instrument	2025-0087865

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 4, 2022
Property Address	3732 FRANCES AVE, CINCINNATI, OH 45211-4613
Document Number	0000103528
Book / Page	14788 / 1048
Map Reference	MB 17 PG 82
Instrument Date	Oct 31, 2022
Instrument	2022-0103528
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3732 FRANCES AVE, CINCINNATI, OH 45211-4613

Mortgage

Document Number	0000103529
Date	Nov 4, 2022
Instrument	2022-0103529

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,820.00 (+0.29%)	$61,250 (+%) Land $8,746 Building $52,504
2024	$3,809.00 (+0.5%)	$61,249 (-) Land $8,746 Building $52,503
2023	$3,790.00 (+68.15%)	$61,249 (+94.35%) Land $8,746 Building $52,503	$175,000 (+94.36%) Land $24,990 Building $150,010
2022	$2,254.00 Homeowner's exemption	$31,515 Land $8,271 Building $23,244
2020			$90,040 Land $23,630 Building $66,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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