3731 Viola Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 3731 Viola Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,544 sqft · built 1975
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (Jan 2024)
Tax Bill	$8,431 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`240-0181-002-0000`

Property Details

APN / Parcel Number

Primary APN	`240-0181-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,544 sqft Living Area
Gross Area	2,639 sqft
1st Floor Area	1,216 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Area	1,219 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	3731 VIOLA DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2 (NPA)
Legal Description	ARCADE OAKS VISTA ADD 01, LOT 104
Legal Subdivision	ARCADE OAKS VISTA ADD 01
Legal Lot Number	104
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3000
Census Tract	7413

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3731 VIOLA DR, NORTH HIGHLANDS, CA 95660-5634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTCOAST MORTGAGE GROUP & REALTY CO
Jan 22, 2024	Grant Deed, Transfer · FHA Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 14, 2023	Intrafamily Transfer, Transfer
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTCOAST MORTGAGE GROUP & REALTY CO
Dec 30, 2020	Quit Claim Deed, Transfer WESTCOAST MTG GRP & REALTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Deed Book / Page	20240122 / 483
Prior Transfer Date	Sep 12, 1997
Prior Transfer Doc	9709000713
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3731 VIOLA DR, NORTH HIGHLANDS, CA 95660-5634
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 VIOLA DR, NORTH HIGHLANDS, CA 95660-5634

Mortgage

Document Number	0000000786
Date	Aug 20, 2021
Instrument	2021082000786

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY CO
Type	Mortgage Company
Address	SACRAMENTO, CA 95818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 22, 2024
Property Address	3731 VIOLA DR, NORTH HIGHLANDS, CA 95660-5634
Document Number	0000000483
Map Reference	MB 33 MAP 17
Instrument Date	Jan 4, 2024
Instrument	202401220483
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 VIOLA DR, NORTH HIGHLANDS, CA 95660-5634

Mortgage

Document Number	0000000484
Date	Jan 22, 2024
Instrument	202401220484

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 14, 2023
Property Address	3731 VIOLA DR, NORTH HIGHLANDS, CA 95660-5634
Document Number	0000001008
Map Reference	MB 33 MAP 17
Instrument Date	Aug 10, 2023
Instrument	202308141008
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3731 VIOLA DR, NORTH HIGHLANDS, CA 95660-5634

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3731 VIOLA DR, NORTH HIGHLANDS, CA 95660-5634
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 VIOLA DR, NORTH HIGHLANDS, CA 95660-5634

Mortgage

Document Number	2021082000786
Date	Aug 20, 2021
Instrument	2021082000786

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY CO
Type	Mortgage Company
Address	SACRAMENTO, CA 95818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 30, 2020
Property Address	3731 VIOLA DR, NORTH HIGHLANDS, CA 95660-5634
Document Number	2012300951
Instrument Date	Dec 23, 2020
Instrument	2012300951
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3731 VIOLA DR NORTH HIGHLANDS CA 956605634, NORTH HIGHLANDS, CA 95660-5634

Mortgage

Document Number	2012300952
Date	Dec 30, 2020
Instrument	2012300952

Lender

Name	WESTCOAST MTG GRP & REALTY
Address	SACRAMENTO, CA 95818

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2035

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$723,078 (+2%) Land $114,444 Building $608,634
2025	$8,431.00 (+146.3%)	$708,900 (+148.37%) Land $112,200 Building $596,700
2024	$3,423.00 (+2.36%)
2023	$3,344.00 (-1.44%)	$285,421 Land $55,177 Building $230,244
2022	$3,393.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net, unWired Broadband.

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