3721 Whisper Trce, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3721 Whisper Trce, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,734 sqft · built 2006
Lot Size	0.257 acres (11,197 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2006)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G3563403401900000`

Property Details

APN / Parcel Number

Primary APN	`1G3563403401900000`
Alternative APNs	`000000120755` `000000222386` `120755`

Interior

Stories	2 Stories
Building Area	2,734 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	1,198 sqft
2nd Floor Area	1,536 sqft
Utility Area	96 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,197 sqft (0.257 acres)
Lot Dimensions	115 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3721 WHISPER TRCE
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #4 BLOCK 34 LOT 19
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #4
Legal Tract	19
Legal Block	34
Legal Lot Number	19
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3001
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3721 WHISPER TRCE, SCHERTZ, TX 78108-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage PILGRIM MORTGAGE LLC
Nov 30, 2019	Deed of Trust, Mortgage RANDOLPH BROOKS FCU
May 24, 2019	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
Oct 11, 2018	Warranty Deed, Transfer INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2006 · Amount on Record
Deed Sale	Aug 3, 2006 · Amount on Record
Deed Document Number	200615945
Deed Book / Page	2350 / 324
Last Transfer Date	Oct 9, 2018
Transfer Doc	0099023334
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3721 WHISPER TRCE, SCHERTZ, TX 78108-2331
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	INDEPENDENCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024270
Date	Oct 24, 2018
Instrument	201800024270

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Address	SAN ANTONIO, TX 78232

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3721 WHISPER TRCE, SCHERTZ, TX 78108-2331
Document Number	0000027932
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3721 WHISPER TRCE SCHERTZ TX 781082331, SCHERTZ, TX 78108-2331

Mortgage

Document Number	0000027932
Date	Dec 5, 2019
Instrument	27932

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148-2097

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Dec 4, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3721 WHISPER TRCE, SCHERTZ, TX 78108-2331
Document Number	0000011817
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 WHISPER TRCE SCHERTZ TX 781082331, SCHERTZ, TX 78108-2331

Mortgage

Document Number	0000011817
Date	May 31, 2019
Instrument	11817

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148-2097

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2034

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 11, 2018
Property Address	3721 WHISPER TRCE, SCHERTZ, TX 78108-2331
Document Number	0000023334
Instrument Date	Oct 9, 2018
Instrument	23334
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	INDEPENDENCE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 WHISPER TRCE SCHERTZ TX 781082331, SCHERTZ, TX 78108-2331

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,744 (+7.89%) Land $57,558 Building $302,186	$359,744 (+7.89%) Land $57,558 Building $302,186
2025	$4,873.00 (-17.66%) Homeowner's exemption	$333,445 (-9.15%) Land $46,015 Building $287,430	$333,445 (-9.15%) Land $46,015 Building $287,430
2024	$5,918.00 (+11.83%)
2023	$5,292.00 (-11.16%) Homeowner's exemption	$367,010 Land $59,876 Building $307,134	$367,010 Land $59,876 Building $307,134
2022	$5,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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