3708 Whisper Trce, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3708 Whisper Trce, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2006
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$249,375 (Nov 2024)
Tax Bill	$5,028 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jul 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G3563403401500000`

Property Details

APN / Parcel Number

Primary APN	`1G3563403401500000`
Alternative APNs	`000000120751` `000000095390` `000000305525` `120751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,715 sqft
1st Floor Area	1,960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	335 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3708 WHISPER TRCE
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #4, BLOCK 34, LOT 15
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #4
Legal Tract	15
Legal Block	34
Legal Lot Number	15
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3001
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1714 TATTENHAM RD, ENCINITAS, CA 92024-1033
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Vendor's Lien, Transfer · Conventional Mortgage DAS ACQUISITION
Jul 8, 2024	Intrafamily Transfer, Transfer
May 13, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Oct 10, 2006 · Amount on Record
Deed Document Number	202428174
Prior Transfer Date	Mar 9, 2024
Prior Transfer Doc	0000015894
Record Updated	Sep 20, 2026

November 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Nov 15, 2024
Property Address	3708 WHISPER TRCE, SCHERTZ, TX 78108-2331
Document Number	0099028174
Map Reference	VO 7 PG 112
Instrument Date	Nov 13, 2024
Instrument	202499028174
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ALA TITLE, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1714 TATTENHAM RD, ENCINITAS, CA 92024-1033

Mortgage

Document Number	0099028176
Date	Nov 15, 2024
Instrument	202499028176

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Jul 8, 2024
Property Address	3708 WHISPER TRCE, SCHERTZ, TX 78108-2331
Document Number	0099015894
Instrument Date	Mar 9, 2024
Instrument	202499015894
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3708 WHISPER TRCE, SCHERTZ, TX 78108-2331

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3708 WHISPER TRCE, SCHERTZ, TX 78108-2331
Document Number	0000011594
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 WHISPER TRCE SCHERTZ TX 781082331, SCHERTZ, TX 78108-2331

Mortgage

Document Number	0000011594
Date	May 29, 2019
Instrument	11594

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,863 (-6.93%) Land $40,703 Building $203,160	$243,863 (-6.93%) Land $40,703 Building $203,160
2025	$5,028.00 (+1,856.42%)	$262,012 (-13.62%) Land $28,726 Building $233,286	$262,012 (-13.62%) Land $28,726 Building $233,286
2023	$257.00 (-90.01%) Homeowner's exemption Senior Citizen's exemption	$303,335 Land $40,007 Building $263,328	$303,335 Land $40,007 Building $263,328
2022	$2,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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