3712 Whisper Trce, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3712 Whisper Trce, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,734 sqft · built 2006
Lot Size0.145 acres (6,321 sqft)
Owner2 Individual Names on Record
Last Sale$168,400 (May 2013)
Tax Bill$3,875 (2025)
Deeds & MortgagesJun 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN1G3563403401600000

Property Details

APN / Parcel Number

Primary APN1G3563403401600000
Alternative APNs
  • 000000120752
  • 000000162073
  • 120752

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,734 sqft Living Area
Gross Area3,338 sqft
1st Floor Area1,198 sqft
2nd Floor Area1,536 sqft
Utility Area80 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,321 sqft (0.145 acres)
Lot Dimensions112 ft deep x 57 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area24 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3712 WHISPER TRCE
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #4 BLOCK 34 LOT 16 0.1451 AC
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #4
Legal Tract16
Legal Block34
Legal Lot Number16
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3001
Census Tract210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3712 WHISPER TRCE, SCHERTZ, TX 78154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2013 · Amount on Record
Deed SaleMay 22, 2013 · Amount on Record
Prior SaleAug 16, 2006 · Amount on Record
Deed Document Number201310828
Deed Book / Page4086 / 387
Prior Transfer DateMay 16, 2013
Prior Transfer Doc0000010828
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3712 WHISPER TRCE, SCHERTZ, TX 78108-2331
Transaction TypeMortgage
Record UpdatedNov 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099016240
DateJun 29, 2023
Instrument202399016240
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2038

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,908 (+8.89%) Land $43,179 Building $268,729$311,908 (+8.89%) Land $43,179 Building $268,729
2025$3,875.00 (-28.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$286,449 (-11.75%) Land $31,282 Building $255,167$286,449 (-11.75%) Land $31,282 Building $255,167
2024$5,436.00 (+9.84%)
2023$4,949.00 (-11.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$324,605 Land $43,006 Building $281,599$324,605 Land $43,006 Building $281,599
2022$5,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: VTX Communications.

Nearby Properties on Whisper Trce

Nearby Streets

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